Schoharie County and Summit Town property record for 2396 State Rte 10, Summit, NY 12175 · Last verified August 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2013 |
| Square Footage | 2,660 sqft Living Area |
| Lot Size | 753,588 sqft (17.3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $50,000 (2012) |
| Tax Bill | $8,292.00 (2025) |
| Primary APN | 434800 123.-4-5.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,660 sqft Living Area |
| 1st Floor | 1,680 sqft 1st Floor |
| 2nd Floor | 980 sqft 2nd Floor |
| Stories | 1 Stories |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 753,588 sqft (17.3 acres) |
| Lot Width | 906 ft Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 768 sqft Garage |
| Porch Area | 96 sqft Porch |
| Heating Fuel | Electric Heating Fuel |
|---|
| Account Number | 545J178018 |
|---|---|
| Street Address | 2396 STATE ROUTE 10 |
| City | SUMMIT |
| State | NY |
| Zip | 12175-2514 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Block | 4 |
| Legal Lot Number | 5.001 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | SUMMIT |
| Census Blockgroup | 1 |
| Census Block | 1043 |
| Census Tract | 740500 |
Source: Schoharie County and Summit Town records · APN 434800 123.-4-5.1
Assessment roll updated May 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2396 STATE ROUTE 10, SUMMIT, NY 12175-2514 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 27, 2023 | Deed, Transfer |
| Oct 20, 2017 | Deed of Trust, Mortgage WAYNE BANK |
| Jul 11, 2017 | Deed of Trust, Mortgage · Line of Credit WAYNE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 24, 2012 · Amount on Record |
| Deed Sale | Aug 24, 2012 · Amount on Record |
| Deed Book / Page | 939 / 181 |
| Last Transfer Date | Sep 25, 2023 |
| Transfer Doc | 0001198/56 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Sep 27, 2023 |
| Property Address | 2396 STATE ROUTE 10, SUMMIT, NY 12175-2514 |
| Document Number | 0001198/56 |
| Book / Page | 1198 / 56 |
| Instrument Date | Sep 25, 2023 |
| Instrument | 822766 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2396 STATE ROUTE 10, SUMMIT, NY 12175-2514 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 2396 STATE ROUTE 10, SUMMIT, NY 12175-2514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001778/0000000058 |
|---|---|
| Date | Oct 20, 2017 |
| Book Page | 0000001778/0000000058 |
| Instrument | 000000726943 |
| Name | WAYNE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 171 Months |
| Due | Jan 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 2396 STATE ROUTE 10, SUMMIT, NY 12175-2514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001765/0000000020 |
|---|---|
| Date | Jul 11, 2017 |
| Book Page | 0000001765/0000000020 |
| Instrument | 000000722629 |
| Name | WAYNE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 234 Months |
| Due | Jan 01, 2037 |
Source: Schoharie County and Summit Town records · Assessment roll updated May 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Summit Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,292.00 | $125,000 (-) Land $24,000 Building $101,000 | $324,675 (+11.04%) Land $62,338 Building $262,337 |
| 2023 | $125,000 (-) Land $24,000 Building $101,000 | $292,398 (+9.94%) Land $56,140 Building $236,258 | |
| 2022 | $125,000 Land $24,000 Building $101,000 | $265,957 Land $51,064 Building $214,893 | |
| 2020 | $7,221.00 |
2396 State Rte 10 is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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