2396 S Huron Rd, Kawkawlin, MI 48631 Property Records

Bay County property record for 2396 S Huron Rd, Kawkawlin, MI 48631 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,400 sqft · built 1973
Lot Size	0.367 acres (15,987 sqft)
Owner	Individual Name on File
Last Sale	$134,000 (Jan 2024)
Tax Bill	$1,905 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080-S05-000-004-00`

Property Details

APN / Parcel Number

Primary APN	`080-S05-000-004-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	15,987 sqft (0.367 acres)
Lot Dimensions	200 ft deep x 80 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2396 S HURON RD
City	KAWKAWLIN
State	MI
Zip	48631-9438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 SAJDAK SUB., L5/P49 BCR
Legal Subdivision	SAYDAK SUBDIVISION
Legal Lot Number	4
Jurisdiction	BAY MI
Township / Civil Division	KAWKAWLIN
Census Block Group	2
Census Block	2012
Census Tract	286102

Owner

Source: Bay County records · APN 080-S05-000-004-00

Assessment roll updated May 18, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	470 OLD ORCHARD DR, 11, ESSEXVILLE, MI 48732-9516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 04, 2024	Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage WILDFIRE CU
Apr 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 04, 2024 · Amount on Record
Deed Sale	Jan 04, 2024 · Amount on Record
Prior Sale	Aug 08, 2011 · Amount on Record
Deed Document Number	2024105
Prior Transfer Date	Mar 18, 2009
Prior Transfer Doc	0026670439
Record Updated	Jun 08, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Jan 04, 2024
Property Address	2396 S HURON RD, KAWKAWLIN, MI 48631-9438
Document Number	0000000105
Map Reference	LB 5 PG 49
Instrument Date	Dec 13, 2023
Instrument	202400105
Transaction Type	Transfer
Record Updated	Jan 18, 2024
Title Company	DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2396 S HURON RD # RD8, RD8, KAWKAWLIN, MI 48631-9438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 OLD ORCHARD DR APT 11, 11, ESSEXVILLE, MI 48732-9516

Mortgage

Document Number	0000000106
Date	Jan 04, 2024
Instrument	202400106

Lender

Name	STAUNTON FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2054

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	2396 S HURON RD, KAWKAWLIN, MI 48631-9438
Transaction Type	Mortgage
Record Updated	Jul 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202102640
Date	Feb 17, 2021
Instrument	202102640

Lender

Name	WILDFIRE CU
Type	Credit Union
Address	SAGINAW, MI 48605

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY MI
Recording Date	Apr 22, 2019
Property Address	2396 S HURON RD, KAWKAWLIN, MI 48631-9438
Document Number	0000005860
Instrument Date	Apr 15, 2019
Instrument	5860
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2396 S HURON RD KAWKAWLIN MI 486319438, KAWKAWLIN, MI 48631-9438

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Kawkawlin Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,905.00 (+69.94%) Homeowner's exemption	$80,800 (-7.34%)	$161,600 (-7.34%)
2025	$1,121.00 (-33.55%) Homeowner's exemption	$87,200 (+39.74%)	$174,400 (+39.74%)
2023		$62,400	$124,800
2022	$1,687.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (26017C), updated February 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260172861022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2017–2020)
Most Recent Claim	May 2020, river or lake flooding
Claims By Storm	Severe Storms And Flooding, Jun 2017 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 54 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on S Huron Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures