2396 N Palm Ave, Rialto, CA 92377 Property Records

San Bernardino County property record for 2396 N Palm Ave, Rialto, CA 92377

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,219 sqft · built 1986
Lot Size	0.276 acres (12,000 sqft)
Owner	Company Name on Record
Last Sale	$337,000 (Apr 2016)
Tax Bill	$5,537 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2023 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0264-931-27-0000`

Property Details

APN / Parcel Number

Primary APN	`0264-931-27-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,219 sqft Living Area
Gross Area	2,055 sqft
1st Floor Area	1,219 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	12,000 sqft (0.276 acres)
Garage Type	Attached
Garage Area	836 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio/Porch
Porch Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2396 N PALM AVE
City	RIALTO
State	CA
Zip	92377-4628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 9768 LOT 17
Legal Subdivision	TRACT 9768
Legal Tract	9768
Legal Block	2
Legal Lot Number	17
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2001
Census Tract	2706

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2396 N PALM AVE, RIALTO, CA 92377-4628
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 16, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Apr 25, 2023	Intrafamily Transfer, Transfer
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOMESTREET BANK
Apr 18, 2019	Deed of Trust, Mortgage · Line of Credit HOMESTREET BANK
Apr 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2016 · Amount on Record
Deed Sale	Apr 8, 2016 · Amount on Record
Deed Document Number	2016133241
Last Transfer Date	Apr 19, 2021
Transfer Doc	0000186981
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2396 N PALM AVE, RIALTO, CA 92377-4628
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2396 N PALM AVE, RIALTO, CA 92377-4628

Mortgage

Document Number	0000239372
Date	Oct 3, 2025
Instrument	2025-0239372

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 27, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2396 N PALM AVE, RIALTO, CA 92377-4628
Transaction Type	Mortgage
Record Updated	Jul 4, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2396 N PALM AVE, RIALTO, CA 92377-4628

Mortgage

Document Number	0000149362
Date	Jun 16, 2023
Instrument	2023-0149362

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2053

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 25, 2023
Property Address	2396 N PALM AVE, RIALTO, CA 92377-4628
Document Number	0000098225
Map Reference	MB 149 PG 30&31
Instrument Date	Apr 21, 2023
Instrument	2023-0098225
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2396 N PALM AVE, RIALTO, CA 92377-4628

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2396 N PALM AVE, RIALTO, CA 92377-4628
Transaction Type	Mortgage
Record Updated	Mar 4, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2396 N PALM AVE, RIALTO, CA 92377-4628

Mortgage

Document Number	0000063549
Date	Feb 16, 2022
Instrument	2022-0063549

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 22, 2021
Property Address	2396 N PALM AVE, RIALTO, CA 92377-4628
Document Number	0000186981
Map Reference	MB 149 PG 30&31
Instrument Date	Apr 19, 2021
Instrument	2021-0186981
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TITLE 365, TITLE365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2396 N PALM AVE, RIALTO, CA 92377-4628

Mortgage

Document Number	0000186982
Date	Apr 22, 2021
Instrument	2021-0186982

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2396 N PALM AVE, RIALTO, CA 92377-4628
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000120856
Date	Apr 18, 2019
Instrument	2019-0120856

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2396 N PALM AVE, RIALTO, CA 92377-4628
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000120855
Date	Apr 18, 2019
Instrument	2019-0120855

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rialto City
Unified School District	Rialto Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$406,919 (+2%) Land $101,731 Building $305,188
2025	$5,537.00 (-2.07%)	$398,940 (+4.04%) Land $99,736 Building $299,204
2023	$5,654.00 (+7.82%)	$383,448 Land $95,863 Building $287,585
2022	$5,244.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST VALLEY WATER DISTRICT serves 96,123 people · EPA ID CA3610004
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: GeoLinks.

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