23955 Vandenberg Ln, Bozman, MD 21612 Property Records

Talbot County property record for 23955 Vandenberg Ln, Bozman, MD 21612

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,858 sqft · built 1920
Lot Size	5.95 acres (259,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,750,000 (Sep 2020)
Tax Bill	$18,335 (2026)
Deeds & Mortgages	Aug 2026 Sale Sep 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`02-103664`

Property Details

APN / Parcel Number

Primary APN	`02-103664`
Alternative APNs	`2103664` `103664`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,858 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Logs
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	259,530 sqft (5.95 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	806 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1,475 sqft
Porch	Porch
Porch Area	192 sqft
Deck Area	140 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	103664
Street Address	23955 VANDENBERG LN
City	BOZMAN
State	MD
Zip	21612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IMPS 5.958 AC QUAKER NECK S/E BOZMAN KMD 88/26
Legal Subdivision	JONES EVERETT D LAND
Jurisdiction	TALBOT MD
Township / Civil Division	2, ST. MICHAELS
Census Block Group	1
Census Block	1014
Census Tract	960700

Owner

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 61, BOZMAN, MD 21612-0061
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Sep 4, 2020	Deed, Transfer · Conventional Mortgage HSBC BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2020 · Amount on Record
Deed Sale	Sep 4, 2020 · Amount on Record
Prior Sale	Dec 30, 2002 · Amount on Record
Deed Book / Page	2743 / 103
Prior Transfer Date	Nov 10, 2010
Prior Transfer Doc	0018440444
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Aug 6, 2026
Property Address	23955 VANDENBERG LN, BOZMAN, MD 21612
Document Number	3287000220
Book / Page	3287 / 220
Instrument Date	Jul 1, 2026
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Sep 4, 2020
Property Address	23955 VANDENBERG LN, BOZMAN, MD 21612
Document Number	0027430103
Book / Page	2743 / 103
Instrument Date	Sep 1, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19113 12TH STREET NW, WASHINGTON, DC 20009

Mortgage

Document Number	0002743109
Date	Sep 4, 2020
Instrument	2743/109

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.22%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.22%
Index	1-Year LIBOR
Max Rate	7.22%

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,335.00 (+2.16%) Homeowner's exemption	$2,140,133 (+3.71%)	$2,293,200 (+11.13%) Land $1,519,500 Building $773,700
2025	$17,948.00 (+16.27%) Homeowner's exemption	$2,063,600 (+14.35%) Land $1,365,600 Building $698,000	$2,063,600 (+7.65%) Land $1,365,600 Building $698,000
2023	$15,436.00	$1,804,633	$1,916,900 Land $1,365,600 Building $551,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 176 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	176 in force
Nearby Flood Claims	67 (1996–2024)
Claims Outside the SFHA	13 of 67
Most Recent Claim	Feb 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

4G LTE only, no 5G reported

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