23950 Holsinger Ln, Ridgely, MD 21660 Property Records

Caroline County property record for 23950 Holsinger Ln, Ridgely, MD 21660

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 912 sqft · built 1980
Lot Size	2.02 acres (87,991 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Jan 2022)
Tax Bill	$2,602 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-011652`

Property Details

APN / Parcel Number

Primary APN	`07-011652`
Alternative APNs	`7011652` `011652`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	912 sqft Total Area
1st Floor Area	912 sqft
Basement Area	912 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Split Foyer
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Lot Area	87,991 sqft (2.02 acres)
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	011652
Street Address	23950 HOLSINGER LN
City	RIDGELY
State	MD
Zip	21660-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2.02 AC NE/S HOLSINGER LANE E OF RIDGELY
Legal Subdivision	COOPERS ADD/RIDGELY
Legal Lot Number	46-48
Jurisdiction	CAROLINE MD
Township / Civil Division	7, RIDGELY
Census Block Group	1
Census Block	1059
Census Tract	955201

Owner

23950 Holsinger Ln is owned and occupied by an individual who bought it in January 2022.

Source: Caroline County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	23950 HOLSINGER LN, RIDGELY, MD 21660-1703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2022 · Amount on File
Deed Sale	Jan 6, 2022 · Amount on File
Prior Sale	Mar 30, 2012 · Amount on File
Deed Book / Page	1548 / 76
Prior Transfer Date	May 14, 2011
Prior Transfer Doc	0009590238
Record Updated	Oct 29, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Jan 6, 2022
Property Address	23950 HOLSINGER LN, RIDGELY, MD 21660-1703
Document Number	0015480076
Book / Page	1548 / 76
Instrument Date	Dec 20, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	JDM TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23950 HOLSINGER LN, RIDGELY, MD 21660-1703

Mortgage

Document Number	0000154884
Date	Jan 6, 2022
Instrument	1548/84

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 23950 Holsinger Ln was $2,602, up 7.7% from the year before.

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,602.00 (+7.74%)	$236,833 (+9.97%)	$258,300 (-) Land $85,100 Building $173,200
2025	$2,415.00	$215,367	$258,300 Land $85,100 Building $173,200
2023	$2,047.00	$187,533	$193,900 Land $80,100 Building $113,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23950 Holsinger Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1999–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23950 Holsinger Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Holsinger Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures