2395 Willowtree Church Ave, Morganton, NC 28655 Property Records

Burke County property record for 2395 Willowtree Church Ave, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,107 sqft · built 1972
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$44,500 (Dec 2007)
Tax Bill	$377 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1785571762`

Property Details

APN / Parcel Number

Primary APN	`1785571762`
Alternative APN	`19705`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,107 sqft Living Area
1st Floor Area	1,107 sqft
Basement Area	1,107 sqft
Unfinished Basement	1,107 sqft
Flooring	Tile

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Attached
Garage Area	351 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	365 sqft
Patio Area	162 sqft
Shed	1 Shed
Shed Area	1 sqft
Lean-To	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2395 WILLOWTREE CHURCH AVE
City	MORGANTON
State	NC
Zip	28655-3074
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	2395 WILLOWTREE CHURCH AVE MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	2
Census Block	2001
Census Tract	20202

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2395 WILLOWTREE CHURCH AVE, MORGANTON, NC 28655-3074
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · VA Mortgage IMPERIUM LENDING LLC
Jan 24, 2025	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2007 · Amount on Record
Deed Sale	Dec 21, 2007 · Amount on Record
Deed Document Number	200717219
Deed Book / Page	1727 / 241
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	2395 WILLOWTREE CHURCH AVE, MORGANTON, NC 28655-3074
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2395 WILLOWTREE CHURCH AVE, MORGANTON, NC 28655-3074

Mortgage

Document Number	0028350541
Date	Oct 27, 2025
Book Page	2835/541
Instrument	2025008918

Lender

Name	IMPERIUM LENDING LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	2395 WILLOWTREE CHURCH AVE, MORGANTON, NC 28655-3074
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2395 WILLOWTREE CHURCH AVE, MORGANTON, NC 28655-3074

Mortgage

Document Number	0027860576
Date	Jan 24, 2025
Book Page	2786/576
Instrument	2024012256

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$377.00 (+0.8%)	$103,719 (-) Land $9,800 Building $93,919	$103,719 (-) Land $9,800 Building $93,919
2025	$374.00 (+5.65%)	$103,719 (+7.02%) Land $9,800 Building $93,919	$103,719 (+7.02%) Land $9,800 Building $93,919
2023	$354.00	$96,917 Land $9,800 Building $87,117	$96,917 Land $9,800 Building $87,117

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Apr 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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