2395 Ric Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 2395 Ric Dr, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 4,286 sqft · built 1988
Lot Size	2.3 acres (100,623 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,500,000 (Nov 2021)
Tax Bill	$44,898 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`835-24-085`

Property Details

APN / Parcel Number

Primary APN	`835-24-085`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	4,286 sqft Living Area
Gross Area	3,355 sqft
1st Floor Area	3,355 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	100,623 sqft
Garage Area	1,089 sqft
Parking Spaces	4 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2395 RIC DR
City	GILROY
State	CA
Zip	95020-9179
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-20A
Legal Description	TRACT 6356 LIVE OAK CREEK ESTS BOOK 453 PAGE 48 PAGE 49 LOT 5
Legal Subdivision	LIVE OAK CREEK ESTATES
Legal Tract	6356
Legal Lot Number	5
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2003
Census Tract	512602

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2395 RIC DR, GILROY, CA 95020-9179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Jul 10, 2015 · Amount on Record
Deed Document Number	202125178373
Prior Transfer Date	Dec 18, 2015
Prior Transfer Doc	0023222961
Record Updated	Oct 29, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 24, 2021
Property Address	2395 RIC DR, GILROY, CA 95020-9179
Document Number	0025178373
Map Reference	MB 453 PG 48&49
Instrument Date	Nov 10, 2021
Instrument	25178373
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2395 RIC DR, GILROY, CA 95020-9179

Mortgage

Document Number	0025178374
Date	Nov 24, 2021
Instrument	25178374

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,788,512 (+2%) Land $2,164,864 Building $1,623,648
2025	$44,898.00 (+2.37%) Homeowner's exemption	$3,714,228 (+4.04%) Land $2,122,416 Building $1,591,812
2023	$43,859.00 (+1.81%) Homeowner's exemption	$3,570,000 Land $2,040,000 Building $1,530,000
2022	$43,080.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hankins Information Technology Fiber · Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: Spectrum, Verizon.

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