2395 Old Mill Rd, Galway, NY 12074 Property Records

Saratoga County and Galway Town property record for 2395 Old Mill Rd, Galway, NY 12074

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,848 sqft · built 1895
Lot Size	2.87 acres (125,017 sqft)
Owner	2 Individual Names on File
Last Sale	$134,000 (Jun 2022)
Tax Bill	$2,456 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2025 Line of Credit + 1 more
APN	`413289 186.-2-19.11`

Property Details

APN / Parcel Number

Primary APN	`413289 186.-2-19.11`
Alternative APNs	`328918600000020190110000` `5 J01119`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,848 sqft Living Area
1st Floor Area	1,032 sqft
2nd Floor Area	816 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	125,017 sqft (2.87 acres)
Lot Width	380 ft Width
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	189 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5 J01119
Street Address	2395 OLD MILL RD
City	GALWAY
State	NY
Zip	12074-2336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	RES
Legal Block	2
Legal Lot Number	19.011
Jurisdiction	SARATOGA NY
Township / Civil Division	GALWAY
Census Block Group	1
Census Block	1021
Census Tract	61500

Owner

2395 Old Mill Rd is owned and occupied by two individuals who bought it in June 2022.

Source: Saratoga County and Galway Town records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2395 OLD MILL RD, GALWAY, NY 12074-2336
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Nov 5, 2025	Deed of Trust, Mortgage · Line of Credit SUNMARK FCU
Jun 10, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2022 · Amount on File
Deed Sale	Jun 10, 2022 · Amount on File
Prior Sale	Feb 24, 2015 · Amount on File
Deed Document Number	202219580
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Recording Date	Aug 28, 2026
Property Address	2395 OLD MILL RD, GALWAY, NY 12074-2336
Document Number	0000025083
Instrument Date	Aug 18, 2026
Instrument	202625083
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2395 OLD MILL RD, GALWAY, NY 12074-2336

Mortgage

Document Number	0000025083,
Date	Aug 28, 2026
Instrument	202625083

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 25, 2046

Interest

Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	2395 OLD MILL RD, GALWAY, NY 12074-2336
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029219
Date	Nov 5, 2025
Instrument	2025029219

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

Interest

Rate Type	Adjustable Rate

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARATOGA NY
Recording Date	Jun 10, 2022
Property Address	2395 OLD MILL RD, GALWAY, NY 12074-2336
Document Number	0000019580
Instrument Date	Jun 1, 2022
Instrument	2022019580
Transaction Type	Transfer
Record Updated	Mar 13, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2395 OLD MILL RD, GALWAY, NY 12074-2336

Mortgage

Document Number	0000019581
Date	Jun 10, 2022
Instrument	2022019581

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2395 Old Mill Rd was $2,456.

Source: Saratoga County and Galway Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Galway Town
Unified School District	Galway Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,456.00	$146,500 Land $41,300 Building $105,200	$202,069 Land $56,966 Building $145,103
2023		$146,500 Land $41,300 Building $105,200	$183,125 Land $51,625 Building $131,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2395 Old Mill Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2395 Old Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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