2395 Mattos Dr, Milpitas, CA 95035 Property Records

Santa Clara County property record for 2395 Mattos Dr, Milpitas, CA 95035

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,260 sqft · built 1970
Lot Size	0.228 acres (9,920 sqft)
Owner	2 Individual Names on File
Last Sale	$1,320,000 (Dec 2018)
Tax Bill	$17,832 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2022 Line of Credit + 7 more
Flood Zone	Zone D (undetermined)
APN	`088-39-030`

Property Details

APN / Parcel Number

Primary APN	`088-39-030`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,260 sqft Living Area
Gross Area	1,995 sqft
1st Floor Area	1,019 sqft
2nd Floor Area	976 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	9,920 sqft (0.228 acres)
Lot Dimensions	124 ft deep x 80 ft wide
Garage Area	443 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	4,025 sqft
Porch	None

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	08839030
Street Address	2395 MATTOS DR
City	MILPITAS
State	CA
Zip	95035-6125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	TRACT 4013 BOOK 254 PAGE 5 LOT 34
Legal Subdivision	TRACT NO 4013
Legal Tract	4013
Legal Lot Number	34
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1002
Census Tract	504423

Owner

2395 Mattos Dr is owned and occupied by two individuals who acquired it in November 2019.

Source: Santa Clara County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2395 MATTOS DR, MILPITAS, CA 95035-6125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Mar 1, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 19, 2017	Deed of Trust, Mortgage · ARM COMMERCE MORTGAGE
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
May 6, 2020	Deed of Trust, Mortgage BANK OF AMERICA
Mar 3, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 7, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Dec 7, 2018	Grant Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2018 · Amount on File
Deed Sale	Dec 7, 2018 · Amount on File
Deed Document Number	201824077600
Last Transfer Date	Nov 1, 2019
Transfer Doc	0024419905
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 17, 2026
Property Address	2395 MATTOS DR, MILPITAS, CA 95035-6125
Document Number	0026052784
Instrument Date	Sep 4, 2026
Instrument	202626052784
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	2395 MATTOS DR, MILPITAS, CA 95035-6125

Mortgage

Document Number	0026052784,
Date	Sep 17, 2026
Instrument	202626052784

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2056

Interest

Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2395 MATTOS DR, MILPITAS, CA 95035-6125
Transaction Type	Mortgage
Record Updated	Mar 10, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2395 MATTOS DR, MILPITAS, CA 95035-6125

Mortgage

Document Number	0025249978
Date	Mar 1, 2022
Instrument	25249978

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 9, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2395 MATTOS DR, MILPITAS, CA 95035-6125
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2395 MATTOS DR, MILPITAS, CA 95035-6125

Mortgage

Document Number	0025086926
Date	Sep 2, 2021
Instrument	25086926

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.87%
Type Change Date	Sep 1, 2026
Change Frequency	6 Months
Min Rate At Change	2.5%
Max Rate At Change	3.87%
Index	Other
Max Rate	6.87%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2395 MATTOS DR, MILPITAS, CA 95035-6125
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023654764
Date	May 19, 2017
Instrument	23654764

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	6.29%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	6.29%
Max Rate At Change	8.29%
Index	1-Year LIBOR
Max Rate	11.2%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2395 MATTOS DR, MILPITAS, CA 95035-6125
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2395 MATTOS DR, MILPITAS, CA 95035-6125

Mortgage

Document Number	0024878602
Date	Mar 17, 2021
Instrument	24878602

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2395 MATTOS DR, MILPITAS, CA 95035-6125
Document Number	0024480319
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2395 MATTOS DR MILPITAS CA 950356125, MILPITAS, CA 95035-6125

Mortgage

Document Number	0024480319
Date	May 15, 2020
Instrument	24480319

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 14, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 3, 2020
Property Address	2395 MATTOS DR, MILPITAS, CA 95035-6125
Document Number	0024419905
Instrument Date	Nov 1, 2019
Instrument	24419905
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2395 MATTOS DR MILPITAS CA 950356125, MILPITAS, CA 95035-6125

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2395 MATTOS DR, MILPITAS, CA 95035-6125
Document Number	0024179928
Instrument Date	May 7, 2019
Transaction Type	Mortgage
Record Updated	May 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2395 MATTOS DR MILPITAS CA 950356125, MILPITAS, CA 95035-6125

Mortgage

Document Number	0024179928
Date	May 15, 2019
Instrument	24179928

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 14, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 7, 2018
Property Address	2395 MATTOS DR, MILPITAS, CA 95035-6125
Document Number	0024077600
Map Reference	MB254 PG5
Instrument Date	Dec 3, 2018
Instrument	24077600
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2395 MATTOS DR, MILPITAS, CA 95035-6125

Mortgage

Document Number	0024077601
Date	Dec 7, 2018
Instrument	24077601

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

The 2025 property tax bill for 2395 Mattos Dr was $17,832 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,569,039 (+2%) Land $1,274,366 Building $294,673
2025	$17,832.00 Homeowner's exemption	$1,538,275 Land $1,249,379 Building $288,896
2023	$17,368.00 (+0.43%) Homeowner's exemption	$1,478,544 Land $1,200,865 Building $277,679
2022	$17,293.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2395 Mattos Dr in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2395 Mattos Dr is moderate, ranking above 63% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 875 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	800 / 160
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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