2395 17th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2395 17th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2018
Square Footage	1,464 sqft Heated Area
Lot Size	16,553 sqft (0.38 acres)
Occupancy	Owner Occupied
Last Sale	$245,000 (2018)
Tax Bill	$3,138.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`83599`
Alternative APN	`102630495000010340`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	1 Plumbing Fixtures
Building Area	1,464 sqft Heated Area
Gross Area	1,952 sqft Gross Area
1st Floor	1,464 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2018
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	16,553 sqft (0.38 acres)
Depth X Width	150 ft x 110 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	440 sqft Garage
Patio Area	1 sqft Patio
Porch	Open Porch
Porch Area	48 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	83599
Street Address	2395 17TH ST
City	SAINT CLOUD
State	FL
Zip	34769-4931
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PG 1 COM AT NE COR OF LOT 24, WEST ACRES PB 1 PG 432, E 62.50 FT TO POB; CONT E 66.94 FT, S 174.07 FT, W 65.67
Legal Range	30E
Legal Township	26S
Legal Section	10
Legal Subdivision	ST CLOUD
Legal Tract	4950
Legal Block	1
Legal Lot Number	24
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3001
Census Tract	43208

Owner

Source: Osceola County records · APN 83599

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2395 17TH ST, SAINT CLOUD, FL 34769-4931
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 23, 2018 · Amount on Record
Deed Sale	Oct 23, 2018 · Amount on Record
Deed Doc Number	2018158252
Deed Book / Page	5421 / 1692
Record Refreshed	Jun 08, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 23, 2018
Property Address	2395 17TH ST, SAINT CLOUD, FL 34769-4931
Document Number	0054211692
Book / Page	5421 / 1692
Instrument Date	Oct 22, 2018
Instrument	2018158252
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	STEWART TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2265 JAMES DR, 2265, SAINT CLOUD, FL 34771-8830

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2395 17TH ST, SAINT CLOUD, FL 34769-4931

Mortgage

Document Number	2018158253
Date	Oct 23, 2018
Instrument	2018158253

Lender

Name	CENTRAL FLORIDA EDUCATORS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,138.00 (+6.41%) Homeowner's exemption	$218,228 (+5.99%)	$372,700 (+9.97%) Land $55,000 Building $317,700
2023	$2,949.00 (+3.73%) Homeowner's exemption	$205,901 (+3%)	$338,900 (+10.35%) Land $50,000 Building $288,900
2022	$2,843.00 Homeowner's exemption	$199,904	$307,100 Land $45,000 Building $262,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 6% of the US · above 5% of Florida
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.