Ramsey County property record for 2395 12th Ave E, Saint Paul, MN 55109
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 756 sqft · built 1942 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Nov 2022) |
| Tax Bill | $3,320 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Second Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-29-22-24-0022 |
| Primary APN | 12-29-22-24-0022 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 756 sqft Living Area |
| 1st Floor Area | 756 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 202744 |
|---|---|
| Street Address | 2395 12TH AVE E |
| City | SAINT PAUL |
| State | MN |
| Zip | 55109-2416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOURTH ADDITION TO NORTH,ST. P LOTS 25 AND LOT 26 BLK 24 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 12 |
| Legal Subdivision | FOURTH ADDITION TO NORTH,ST. P |
| Legal Block | 24 |
| Legal Lot Number | 25,26 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | NORTH ST. PAUL |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 42601 |
2395 12th Ave E is owned and occupied by two individuals who bought it in November 2022.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2395 12TH AVE E, SAINT PAUL, MN 55109-2416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2022 | Warranty Deed, Transfer · Stand-Alone Second Mortgage MOVEMENT MORTGAGE |
| Jun 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BELL BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2022 · Amount on File |
| Deed Sale | Nov 16, 2022 · Amount on File |
| Prior Sale | Jul 20, 2010 · Amount on File |
| Deed Document Number | 20222745104 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Nov 16, 2022 |
| Property Address | 2395 12TH AVE E, NORTH ST PAUL, MN 55109-2416 |
| Document Number | 0T02745104 |
| Instrument Date | Oct 7, 2022 |
| Instrument | T02745104 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2022 |
| Title Company | TITLESMART INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $858.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2395 12TH AVE E, NORTH SAINT PAUL, MN 55109-2416 |
| Document Number | 0T02745106 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | T02745106 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 1, 2032 |
| Document Number | 0T02745105 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | T02745105 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2395 12TH AVE E, NORTH ST PAUL, MN 55109-2416 |
| Document Number | 0002618467 |
| Instrument Date | Jun 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2395 12TH AVE E NORTH ST PAUL MN 551092416, NORTH ST PAUL, MN 55109-2416 |
| Document Number | 0002618467 |
|---|---|
| Date | Jul 11, 2018 |
| Instrument | 2618467 |
| Name | BELL BK |
|---|---|
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 10, 2033 |
The 2025 property tax bill for 2395 12th Ave E was $3,320 with a homeowner's exemption.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | North St. Paul City |
| Unified School District | North St. Paul-Maplewood-Oakdale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $271,900 (+9.28%) Land $58,500 Building $213,400 | $271,900 (+9.28%) Land $58,500 Building $213,400 | |
| 2025 | $3,320.00 Homeowner's exemption | $248,800 Land $58,500 Building $190,300 | $248,800 Land $58,500 Building $190,300 |
| 2023 | $3,380.00 Homeowner's exemption | $269,800 Land $71,500 Building $198,300 | $269,800 Land $71,500 Building $198,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2395 12th Ave E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2395 12th Ave E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | North Saint Paul serves 13,134 people · EPA ID MN1620011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures