23946 S Cardinal Dr, Channahon, IL 60410 Property Records

Will County property record for 23946 S Cardinal Dr, Channahon, IL 60410

Property Summary

Property Type	Single Family Home
Details	1,450 sqft · built 1973
Lot Size	0.35 acres (15,325 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Oct 2021)
Tax Bill	$8,206 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-10-09-112-016`

Property Details

APN / Parcel Number

Primary APN	`04-10-09-112-016`
Alternative APN	`10091120160000`

Interior

Stories	1 Story
Building Area	1,450 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	15,325 sqft (0.35 acres)
Garage Type	Detached
Garage Area	960 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	23946 S CARDINAL DR
City	CHANNAHON
State	IL
Zip	60410-5147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 136 IN FAIRHAVEN SUB UNIT 4, BEING A SUB OF PRT OF THE W1/2 OF THE NW1/4 OF SEC 9, T34N-R9E.
Legal Range	09E
Legal Township	34N
Legal Section	09
Legal Subdivision	FAIRHAVEN SUB
Legal Lot Number	136
Legal Unit	4
Jurisdiction	WILL IL
Township / Civil Division	CHANNAHON
Census Block Group	1
Census Block	1025
Census Tract	883305

Owner

23946 S Cardinal Dr is owned and occupied by an individual who bought it in October 2021.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	23946 S CARDINAL DR, CHANNAHON, IL 60410-5147
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Nov 13, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST AMERICAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2021 · Amount on File
Deed Sale	Oct 12, 2021 · Amount on File
Deed Document Number	2021111417
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Oct 12, 2021
Property Address	23946 S CARDINAL DR, CHANNAHON, IL 60410-5147
Document Number	0000111417
Map Reference	DOC R72-15449
Instrument Date	Sep 17, 2021
Instrument	R2021111417
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23946 S CARDINAL DR, CHANNAHON, IL 60410-5147

Mortgage

Document Number	0000111418
Date	Oct 12, 2021
Instrument	R2021111418

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	23946 S CARDINAL DR, CHANNAHON, IL 60410-5147
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089015
Date	Nov 13, 2017
Instrument	R2017089015

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	36 Months
Due	Nov 1, 2020

Interest

Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 23946 S Cardinal Dr was $8,206.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Channahon Village
County	Will County
County Subdivision	Channahon Township
Elementary School District	Channahon School District 17 (PK - 08)
Secondary School District	Minooka Community High School District 111 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,206.00	$106,320 (+5%) Land $16,040 Building $90,280	$318,960 (+5%) Land $48,120 Building $270,840
2024		$101,257 Land $15,276 Building $85,981	$303,771 Land $45,828 Building $257,943
2022	$6,087.00 Homeowner's exemption Senior Citizen's exemption	$81,777 Land $12,629 Building $69,148	$245,331 Land $37,887 Building $207,444

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23946 S Cardinal Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	7 (1996–2016)
Most Recent Claim	Aug 2016 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23946 S Cardinal Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHANNAHON serves 13,380 people · EPA ID IL1970200
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: Bertram Communications, Verizon.

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