San Diego County property record for 23946 del Amo Rd, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,191 sqft · built 1981 |
| Lot Size | 0.427 acres (18,612 sqft) |
| Owner | Company Name on File |
| Last Sale | $505,000 (Feb 2017) |
| Tax Bill | $7,211 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Feb 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-190-04-00 |
| Primary APN | 288-190-04-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,191 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 18,612 sqft (0.427 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 23946 DEL AMO RD |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4177 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 113 TR 007450 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 007450 |
| Legal Block | 4 |
| Legal Lot Number | 113 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 20810 |
23946 del Amo Rd is owned by a company that acquired it in March 2022.
Source: San Diego County records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 23946 DEL AMO RD, RAMONA, CA 92065-4177 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2026 | Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING |
| Feb 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Apr 13, 2022 | Intrafamily Transfer, Transfer |
| Feb 22, 2017 | Grant Deed, Transfer · FHA Mortgage STEARNS LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 2017 · Amount on File |
| Deed Sale | Feb 22, 2017 · Amount on File |
| Prior Sale | Nov 16, 2016 · Amount on File |
| Deed Document Number | 201785477 |
| Last Transfer Date | Mar 28, 2022 |
| Transfer Doc | 0000162144 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 15, 2026 |
| Property Address | 23946 DEL AMO RD, RAMONA, CA 92065-4177 |
| Document Number | 0000268716 |
| Instrument Date | Sep 9, 2026 |
| Instrument | 2026268716 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 23946 DEL AMO RD, RAMONA, CA 92065-4177 |
| Document Number | 0000268716, |
|---|---|
| Date | Sep 15, 2026 |
| Instrument | 2026268716 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 23946 DEL AMO RD, RAMONA, CA 92065-4177 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 23946 DEL AMO RD, RAMONA, CA 92065-4177 |
| Document Number | 0000067126 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 2022-0067126 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 23946 DEL AMO RD, RAMONA, CA 92065-4177 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 23946 DEL AMO RD, RAMONA, CA 92065-4177 |
| Document Number | 0000521147 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 2021-0521147 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | May 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 13, 2022 |
| Property Address | 23946 DEL AMO RD, RAMONA, CA 92065-4177 |
| Document Number | 0000162144 |
| Map Reference | MAP 7450 |
| Instrument Date | Mar 28, 2022 |
| Instrument | 2022-0162144 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 23946 DEL AMO RD, RAMONA, CA 92065-4177 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 22, 2017 |
| Property Address | 23946 DEL AMO RD, RAMONA, CA 92065-4177 |
| Document Number | 0000085477 |
| Instrument Date | Feb 14, 2017 |
| Instrument | 85477 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2017 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 23946 DEL AMO RD RAMONA CA 920654177, RAMONA, CA 92065-4177 |
| Document Number | 85478 |
|---|---|
| Date | Feb 22, 2017 |
| Instrument | 85478 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 21, 2047 |
The 2025 property tax bill for 23946 del Amo Rd was $7,211.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $597,809 (+2%) Land $189,178 Building $408,631 | |
| 2025 | $7,211.00 | $586,088 Land $185,469 Building $400,619 |
| 2023 | $6,764.00 (-1.46%) | $563,331 Land $178,268 Building $385,063 |
| 2022 | $6,864.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 23946 del Amo Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2024 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23946 del Amo Rd is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 45% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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