San Diego County property record for 23945 Nectar Way, Ramona, CA 92065 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1988 |
| Square Footage | 1,983 sqft Living Area |
| Lot Size | 22,216 sqft (0.51 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $741,000 (2023) |
| Tax Bill | $9,165.00 (2025) |
| Primary APN | 288-672-04-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,983 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 22,216 sqft (0.51 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Street Address | 23945 NECTAR WAY |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4524 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 223 TR 008031 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 008031 |
| Legal Block | 2 |
| Legal Lot Number | 223 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | RAMONA |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 20811 |
Source: San Diego County records · APN 288-672-04-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23945 NECTAR WAY, RAMONA, CA 92065-4524 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 29, 2024 | Deed of Trust, Mortgage · Veterans Administration Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Nov 04, 2024 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Mar 14, 2023 | Grant Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Apr 14, 2020 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Dec 21, 2021 | Grant Deed, Transfer · Veterans Administration Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 31, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 14, 2023 · Amount on Record |
| Deed Sale | Mar 14, 2023 · Amount on Record |
| Prior Sale | Dec 21, 2021 · Amount on Record |
| Deed Doc Number | 202364959 |
| Prior Transfer Date | Jan 19, 2017 |
| Prior Transfer Doc | 0000049157 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 23945 NECTAR WAY, RAMONA, CA 92065-4524 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 23945 NECTAR WAY, RAMONA, CA 92065-4524 |
| Document Number | 0000115248 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 2021-0115248 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 23945 NECTAR WAY, RAMONA, CA 92065-4524 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 23945 NECTAR WAY, RAMONA, CA 92065-4524 |
| Document Number | 0000023863 |
|---|---|
| Date | Jan 29, 2024 |
| Instrument | 2024-0023863 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 23945 NECTAR WAY, RAMONA, CA 92065-4524 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 23945 NECTAR WAY, RAMONA, CA 92065-4524 |
| Document Number | 0000304620 |
|---|---|
| Date | Nov 04, 2024 |
| Instrument | 2024-0304620 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 14, 2023 |
| Property Address | 23945 NECTAR WAY, RAMONA, CA 92065-4524 |
| Document Number | 0000064959 |
| Map Reference | MAP 8031 |
| Instrument Date | Feb 27, 2023 |
| Instrument | 2023-0064959 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2023 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 23945 NECTAR WAY, RAMONA, CA 92065-4524 |
| Document Number | 0000064962 |
|---|---|
| Date | Mar 14, 2023 |
| Instrument | 2023-0064962 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 23945 NECTAR WAY, RAMONA, CA 92065-4524 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000188851 |
|---|---|
| Date | Apr 14, 2020 |
| Instrument | 2020-0188851 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 21, 2021 |
| Property Address | 23945 NECTAR WAY, RAMONA, CA 92065-4524 |
| Document Number | 0000858827 |
| Map Reference | MAP 8031 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 2021-0858827 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23945 NECTAR WAY, RAMONA, CA 92065-4524 |
| Document Number | 0000858828 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 2021-0858828 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 31, 2017 |
| Property Address | 23945 NECTAR WAY, RAMONA, CA 92065-4524 |
| Document Number | 0000049157 |
| Instrument Date | Jan 19, 2017 |
| Instrument | 49157 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2017 |
| Title Company | AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 23945 NECTAR WAY RAMONA CA 920654524, RAMONA, CA 92065-4524 |
| Document Number | 49158 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 49158 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $786,351 (+2%) Land $452,153 Building $334,198 | |
| 2025 | $9,165.00 (+14.91%) | $770,934 (+13.66%) Land $443,288 Building $327,646 |
| 2023 | $7,976.00 (-1.02%) | $678,299 Land $390,023 Building $288,276 |
| 2022 | $8,058.00 |
23945 Nectar Way is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Extreme risk).
Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Extreme 99th percentile of exposed land nationally · 94th in California |
|---|---|
| Wildfire Likelihood | Extreme — about 1 in 31 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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