23945 500th St, Bemidji, MN 56601 Property Records

Hubbard County property record for 23945 500th St, Bemidji, MN 56601

Property Summary

Property Type	Single Family Home
Details	1 ba · 972 sqft · built 1940
Lot Size	1.93 acres (84,071 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Apr 2022)
Tax Bill	$1,310 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2020 Refinance + 9 more
APN	`11.15.00500`

Property Details

APN / Parcel Number

Primary APN	`11.15.00500`
Alternative APNs	`100422` `57455`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	1,104 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1985
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	84,071 sqft (1.93 acres)
Garage Area	1,120 sqft
Driveway	Concrete Driveway
Driveway Area	64 sqft
Parking Spaces	4 Parking Spaces
Patio Area	100 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	100422
Street Address	23945 500TH ST
City	BEMIDJI
State	MN
Zip	56601-9464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-15 TWP-145 RANGE-033 1.93 AC N330 OF W330 OF NW1/4 OF N W1/4 EX HWY R/W
Legal Range	33
Legal Township	145
Legal Section	15
Jurisdiction	HUBBARD MN
Township / Civil Division	HELGA
Census Block Group	1
Census Block	1017
Census Tract	70100

Owner

Source: Hubbard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23945 500TH ST, BEMIDJI, MN 56601-9464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage SECURITY BANK
Feb 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HEADWATERS REGIONAL
Aug 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SECURITY BANK
Apr 20, 2012	Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU
Apr 20, 2012	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU
Sep 3, 2013	Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU
Jan 14, 2010	Deed of Trust, Mortgage AFFINITY PLUS FCU
Jun 30, 2009	Deed of Trust, Mortgage AFFINITY PLUS FCU
Apr 4, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage SECURITY BANK USA
Aug 31, 2006	Intrafamily Transfer, Transfer · Line of Credit AFFINITY PLUS FCU
Feb 13, 2006	Warranty Deed, Transfer · Conventional Mortgage AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2022 · Amount on Record
Deed Sale	Apr 4, 2022 · Amount on Record
Prior Sale	Apr 1, 2022 · Amount on Record
Deed Document Number	2022423234
Prior Transfer Date	May 5, 2006
Prior Transfer Doc	0000319230
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Recording Date	Aug 17, 2026
Property Address	23945 500TH ST, BEMIDJI, MN 56601-9464
Document Number	0000448017
Instrument Date	Aug 17, 2026
Instrument	2026448017
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000448017,
Date	Aug 17, 2026
Instrument	2026448017

Lender

Name	SECURITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 21, 2031

Interest

Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	23945 500TH ST, BEMIDJI, MN 56601-9464
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000407447
Date	Feb 10, 2020
Instrument	A000407447

Lender

Name	HEADWATERS REGIONAL

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	23945 500TH ST, BEMIDJI, MN 56601-9464
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000425860
Date	Aug 24, 2022
Instrument	A000425860

Lender

Name	SECURITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Sep 1, 2027

April 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	23945 500TH ST, BEMIDJI, MN 56601-9464
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000358477
Date	Apr 20, 2012
Instrument	A000358477

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	57 Months
Due	Jan 25, 2017

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	23945 500TH ST, BEMIDJI, MN 56601-9464
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000358476
Date	Apr 20, 2012
Instrument	A000358476

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Feb 1, 2027

September 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	23945 500TH ST, BEMIDJI, MN 56601-9464
Transaction Type	Mortgage
Record Updated	May 14, 2026
Title Company	MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000367886
Date	Sep 3, 2013
Instrument	A000367886

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Aug 20, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	23945 500TH ST, BEMIDJI, MN 56601-9464
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000344196
Date	Jan 14, 2010
Instrument	A000344196

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Amount	Amount Recorded
Term	177 Months
Due	Oct 20, 2024

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	23945 500TH ST, BEMIDJI, MN 56601-9464
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000340200
Date	Jun 30, 2009
Instrument	A000340200

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Amount	Amount Recorded
Term	175 Months
Due	Jan 1, 2024

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Apr 4, 2022
Property Address	23945 500TH ST, BEMIDJI, MN 56601-9464
Document Number	A000423234
Instrument Date	Apr 1, 2022
Instrument	A000423234
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23945 500TH ST, BEMIDJI, MN 56601-9464

Mortgage

Document Number	A000423235
Date	Apr 4, 2022
Instrument	A000423235

Lender

Name	SECURITY BANK USA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

August 2006: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUBBARD MN
Recording Date	Aug 31, 2006
Property Address	23945 500TH ST, BEMIDJI, MN 56601-9464
Document Number	A000319230
Instrument Date	May 5, 2006
Instrument	A000319230
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	49942 US 71, BEMIDJI, MN 56601-9453

Mortgage

Document Number	A000319231
Date	Aug 31, 2006
Instrument	A000319231

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Feb 13, 2006
Property Address	23945 500TH ST, BEMIDJI, MN 56601-9464
Document Number	A000314672
Instrument Date	Jan 25, 2006
Instrument	A000314672
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	AFFINITY PLUS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.35
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49942 US 71, BEMIDJI, MN 56601-9453

Mortgage

Document Number	A000314673
Date	Feb 13, 2006
Instrument	A000314673

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2021

Tax Assessment & Valuation

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hubbard County
County Subdivision	Helga Township
Unified School District	Bemidji Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,310.00 Homeowner's exemption
2025	$1,310.00 (-34.7%)	$182,900 (+10.45%) Land $39,400 Building $143,500	$182,900 (+10.45%) Land $39,400 Building $143,500
2022	$2,006.00	$165,600 Land $28,300 Building $137,300	$165,600 Land $28,300 Building $137,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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