Charlotte County property record for 2394 Sofia Ln, Punta Gorda, FL 33983 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,455 sqft Living Area |
| Lot Size | 9,600 sqft (0.22 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $415,000 (2026) |
| Tax Bill | $3,156.00 (2025) |
| Primary APN | 402316476001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,455 sqft Living Area |
| Gross Area | 3,195 sqft Gross Area |
| 1st Floor | 2,455 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,600 sqft (0.22 acres) |
| Driveway | Driveway |
| Driveway Area | 1 sqft Driveway |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Pool Area | 270 sqft Pool |
| Porch Area | 300 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 00952623470605 |
|---|---|
| Street Address | 2394 SOFIA LN |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-8646 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PUNTA GORDA ISLES SEC23 BLK799 LT6 747/1650 2460/1726 2830/933 2939/1134 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 16 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 799 |
| Legal Lot Number | 6 |
| Jurisdiction | CHARLOTTE FL |
| Minor Civil Division | PORT CHARLOTTE |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 20101 |
Source: Charlotte County records · APN 402316476001
Assessment roll updated March 4, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2394 SOFIA LN, PUNTA GORDA, FL 33983-8646 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Right Of Survivorship |
| Date | Document |
|---|---|
| Nov 23, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Dec 22, 2025 | Deed of Trust, Mortgage · Line of Credit GRANITE COMMUNITY BANK |
| Apr 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage TD BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 16, 2026 · Amount on Record |
| Deed Sale | Apr 16, 2026 · Amount on Record |
| Prior Sale | Oct 17, 2005 · Amount on Record |
| Deed Doc Number | 20263634184 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 2394 SOFIA LN, PUNTA GORDA, FL 33983-8646 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 2394 SOFIA LN, PUNTA GORDA, FL 33983-8646 |
| Document Number | 0003176677 |
|---|---|
| Date | Nov 23, 2022 |
| Instrument | 3176677 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 09, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 2394 SOFIA LN, PUNTA GORDA, FL 33983-8646 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2394 SOFIA LN, PUNTA GORDA, FL 33983-8646 |
| Investor | Possibly a Property Investor |
| Document Number | 0003598898 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 3598898 |
| Name | GRANITE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | COLD SPRING, MN 56320 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 26, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 16, 2026 |
| Property Address | 2394 SOFIA LN, PUNTA GORDA, FL 33983-8646 |
| Document Number | 0003634184 |
| Instrument Date | Apr 09, 2026 |
| Instrument | 2026.3634184 |
| Transaction Type | Transfer |
| Record Updated | May 04, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $293,405.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 2394 SOFIA LN, PUNTA GORDA, FL 33983-8646 |
| Document Number | 0003634185, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 2026.3634185 |
| Name | TD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Charlotte County records · Assessment roll updated March 4, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,156.00 (+45.17%) Homeowner's exemption | $376,820 (-10.45%) Land $45,000 Building $331,820 | |
| 2024 | $2,174.00 | $420,814 (+16.36%) Land $36,550 Building $384,264 | |
| 2023 | $177,366 (+3%) | $361,641 (+6.5%) Land $38,000 Building $323,641 | |
| 2022 | $2,174.00 Homeowner's exemption | $172,200 | $339,573 Land $27,200 Building $312,373 |
Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 32% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,786 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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