23931 Veranda Cir, Elberta, AL 36530 Property Records

Baldwin County property record for 23931 Veranda Cir, Elberta, AL 36530

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,768 sqft · built 2023
OwnerIndividual Name on Record
Tax Bill$884 (2026)
Deeds & MortgagesSep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN53-09-30-0-000-020.084

Property Details

APN / Parcel Number

Primary APN53-09-30-0-000-020.084
Alternative APNs
  • 620176
  • 534789

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,768 sqft Heated Area
1st Floor Area1,768 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number534789
Street Address23931 VERANDA CIR
CityELBERTA
StateAL
Zip36530-2510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 66 THE PORCHES UNIT 2 SLIDE -2882-A,B&C
Legal Lot Number66
Legal Unit2
JurisdictionBALDWIN AL
Township / Civil DivisionELBERTA
Census Block Group2
Census Block2051
Census Tract11601

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address23931 VERANDA CIR, ELBERTA, AL 36530-2510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateSep 1, 2023
Property Address23931 VERANDA CIR, ELBERTA, AL 36530-2510
Document Number0002084051
Map ReferenceSL 2882A-2882C
Instrument DateAug 31, 2023
Instrument2084051
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 30, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address22500 TOWN CENTER AVE # AVE103, AVE103, SPANISH FORT, AL 36527-9471

Transferred To (Grantee/Buyer)

NameVerified Name
Address23931 VERANDA CIR, ELBERTA, AL 36530-2510

Mortgage

Document Number0002084052
DateSep 1, 2023
Instrument2084052
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2053

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
MunicipalityElberta Town
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$884.00 (-3.81%) Homeowner's exemption
2025$919.00$29,220 Land $4,240 Building $24,980$292,200 Land $42,400 Building $249,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims47 (1995–2021)
Claims Outside the SFHA30 of 47
Most Recent ClaimJul 2021 · river or lake flooding
Claims by Event
  • Hurricane Sally, Sep 2020 · 14 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 12 claims
  • Hurricane Ivan, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Point Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Brightspeed.

Nearby Properties on Veranda Cir

Nearby Streets

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