2393 Town Rd 162, Ray (Kabetogama), MN 56669 Property Records

Koochiching County property record for 2393 Town Rd 162, Ray, MN 56669

Property Summary

Property TypeSingle Family Home
Details1,104 sqft · built 2004
Lot Size6 acres (261,360 sqft)
Owner2 Individual Names on File
Last Sale$49,736 (Jul 2020)
Tax Bill$682 (2026)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-053-12100

Property Details

APN / Parcel Number

Primary APN12-053-12100
Alternative APN
  • 3774

Interior

Building Area1,104 sqft Gross Area
1st Floor Area1,104 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2020
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialMetal
Lot Area261,360 sqft (6 acres)

Exterior Amenities

PorchPatio
Porch Area192 sqft
Deck AreaDeck Area
Storage Building64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number3774
Street Address2393 TOWN ROAD 162
CityKABETOGAMA
StateMN
Zip56669-9051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE WEST 400 FEET OF THE S1/2 NW1/4 NE1/4
Legal Range23
Legal Township068
Legal Section13
JurisdictionKOOCHICHING MN
Township / Civil DivisionEAST KOOCHICHING
Census Block Group2
Census Block2042
Census Tract790300

Owner

2393 Town Rd 162 is owned and occupied by two individuals who bought it in July 2020.

Source: Koochiching County records, as of October 22, 2026

Owner of Record2 Individual Names on File
Mailing Address2393 TOWN ROAD 162, KABETOGAMA, MN 56669-9051
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2020 · Amount on File
Deed SaleJul 20, 2020 · Amount on File
Prior SaleFeb 4, 2009 · Amount on File
Deed Document Number2020294990
Record UpdatedOct 29, 2026

July 2020: Deed, Transfer

Document TypeDeed
JurisdictionKOOCHICHING MN
Recording DateJul 20, 2020
Property Address2393 TOWN ROAD 162, RAY, MN 56669-9051
Document NumberA000294990
Instrument DateJul 14, 2020
InstrumentA000294990
Transaction TypeTransfer
Record UpdatedNov 14, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5202 TOWN ROAD 242, RAY, MN 56669-9050

Mortgage

Document NumberA000294991
DateJul 20, 2020
InstrumentA000294991
Lender
NameTRUSTAR FEDERAL CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term61 Months
DueAug 1, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 2393 Town Rd 162 was $682 with a homeowner's exemption, up 6.9% from the year before.

Source: Koochiching County assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyKoochiching County
Unified School DistrictInternational Falls School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$682.00 (+6.9%) Homeowner's exemption
2025$638.00 (+67.02%)$95,000 (+7.1%) Land $29,600 Building $65,400$95,000 (+7.1%) Land $29,600 Building $65,400
2024$382.00 Homeowner's exemption$88,700 Land $29,600 Building $59,100$88,700 Land $29,600 Building $59,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2393 Town Rd 162 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2393 Town Rd 162 is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 78% of Minnesota
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Frontier
DSL
10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Town Rd 162

Nearby Streets

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