23920 Cahuilla Rd, Apple Valley, CA 92307 Property Records

San Bernardino County property record for 23920 Cahuilla Rd, Apple Valley, CA 92307

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,900 sqft · built 2006
Lot Size	2.65 acres (115,621 sqft)
Owner	Trust Name on File
Last Sale	$640,000 (May 2017)
Tax Bill	$9,432 (2025)
Deeds & Mortgages	Jul 2023 Transfer Feb 2023 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`0437-546-47-0000`

Property Details

APN / Parcel Number

Primary APN	`0437-546-47-0000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,900 sqft Living Area
Gross Area	5,107 sqft
1st Floor Area	3,900 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	115,621 sqft
Garage Type	Attached
Garage Area	1,207 sqft
Parking Spaces	5 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	2,367 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Well

Location & Zoning

Street Address	23920 CAHUILLA RD
City	APPLE VALLEY
State	CA
Zip	92307-6702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	PARCEL MAP 2978 PARCEL NO 4 E 278 FT W 556 FT EX RD
Legal Subdivision	PARCEL MAP 2978
Legal Block	2
Legal Lot Number	4
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	2
Census Block	2106
Census Tract	12105

Owner

23920 Cahuilla Rd is owner-occupied and held in a trust since January 2023.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	23920 CAHUILLA RD, APPLE VALLEY, CA 92307-6702
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Intrafamily Transfer, Transfer
Feb 2, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage WEST ONE CAPITAL GROUP INC
Jul 8, 2022	Intrafamily Transfer, Transfer
May 1, 2017	Grant Deed, Transfer · Conventional Mortgage WILLIAM R JR & LAURA A SMITH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2017 · Amount on File
Deed Sale	May 1, 2017 · Amount on File
Prior Sale	Mar 18, 2004 · Amount on File
Deed Document Number	2017180244
Last Transfer Date	Jan 10, 2023
Transfer Doc	0000024420
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 21, 2023
Property Address	23920 CAHUILLA RD, APPLE VALLEY, CA 92307-6702
Document Number	0000179242
Map Reference	MB 26 PG 67
Instrument Date	Jun 12, 2023
Instrument	2023-0179242
Transaction Type	Transfer
Record Updated	Aug 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	23920 CAHUILLA RD, APPLE VALLEY, CA 92307-6702

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 2, 2023
Property Address	23920 CAHUILLA RD, APPLE VALLEY, CA 92307-6702
Document Number	0000024420
Map Reference	MB 26 PG 67
Instrument Date	Jan 10, 2023
Instrument	2023-0024420
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23920 CAHUILLA RD, APPLE VALLEY, CA 92307-6702
Investor	Possibly a Property Investor

Mortgage

Document Number	0000024421
Date	Feb 2, 2023
Instrument	2023-0024421

Lender

Name	WEST ONE CAPITAL GROUP INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 8, 2022
Property Address	23920 CAHUILLA RD, APPLE VALLEY, CA 92307-6702
Document Number	0000239888
Map Reference	MB 26 PG 67
Instrument Date	May 25, 2022
Instrument	2022-0239888
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23920 CAHUILLA RD, 23920, APPLE VALLEY, CA 92307-6702

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	23920 CAHUILLA RD, APPLE VALLEY, CA 92307-6702

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 1, 2017
Property Address	23920 CAHUILLA RD, APPLE VALLEY, CA 92307-6702
Document Number	0000180244
Instrument Date	Mar 23, 2017
Instrument	180244
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	CHICAGO TITLE-INLAND EMPIRE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$704.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14608 RIVERSIDE DR APPLE VALLEY CA 923074819, APPLE VALLEY, CA 92307-4819
Investor	Possibly a Property Investor

Mortgage

Document Number	180245
Date	May 1, 2017
Instrument	180245

Lender

Name	WILLIAM R JR & LAURA A SMITH
Address	23920 CAHUILLA RD, APPLE VALLEY, CA 92307-6702
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 23920 Cahuilla Rd was $9,432.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$835,719 (+2%) Land $151,527 Building $684,192
2025	$9,432.00	$819,332 Land $148,556 Building $670,776
2023	$9,087.00 (+1.51%)	$787,516 (+2%) Land $142,787 Building $644,729
2022	$8,952.00	$772,074 Land $139,987 Building $632,087

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 23920 Cahuilla Rd in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23920 Cahuilla Rd is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Starlink Satellite	280 / 30

May also be available: Spectrum, Verizon.

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