23916 IL Route 173, Harvard, IL 60033 Property Records

McHenry County property record for 23916 IL Route 173, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	0.424 acres (18,505 sqft)
Owner	2 Individual Names on Record
Last Sale	$69,750 (Nov 2019)
Deeds & Mortgages	Nov 2025 Line of Credit Sep 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-33-358-002`

Property Details

APN / Parcel Number

Primary APN	`01-33-358-002`

Exterior

Lot Area	18,505 sqft

Location & Zoning

Street Address	23916 IL ROUTE 173
City	HARVARD
State	IL
Zip	60033-8607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0039264 LTS 3 & 4 BLK 2 ORIG PLAT VILL OF CHEMUNG MEMO: SAAVEDRA, CARMEN/ DE LA CRUZ, GREGORIO PEREZ
Legal Range	05E
Legal Township	46N
Legal Section	33
Legal Subdivision	CHEMUNG
Legal Block	2
Legal Lot Number	3-4 4
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	2
Census Block	2040
Census Tract	870301

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23916 IL ROUTE 173, HARVARD, IL 60033-8607
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Sep 30, 2021	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Nov 15, 2019	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2019 · Amount on Record
Deed Sale	Nov 15, 2019 · Amount on Record
Prior Sale	Jun 15, 1995 · Amount on Record
Deed Document Number	2019R0039264
Record Updated	Jun 7, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	23916 IL ROUTE 173, HARVARD, IL 60033-8607
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030727
Date	Nov 3, 2025
Instrument	2025R0030727

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	23916 IL ROUTE 173, HARVARD, IL 60033-8607
Transaction Type	Mortgage
Record Updated	Oct 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053347
Date	Sep 30, 2021
Instrument	2021R0053347

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Monthly
Max Rate	18%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 15, 2019
Property Address	23916 IL ROUTE 173, HARVARD, IL 60033-8607
Document Number	0000039264
Instrument Date	Oct 16, 2019
Instrument	39264
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$104.62
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	201 MCCOMB ST HARVARD IL 600333056, HARVARD, IL 60033-3056

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$36,155 Land $9,252 Building $26,903	$108,465 Land $27,756 Building $80,709

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1993–2013)
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on IL Route 173

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures