23916 2nd St, Fairhope, AL 36532 Property Records

Baldwin County property record for 23916 2nd St, Fairhope, AL 36532

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 4,510 sqft · built 2018
Lot Size	0.499 acres (21,757 sqft)
Owner	Individual Name on File
Tax Bill	$2,528 (2026)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-09-32-0-000-020.001`

Property Details

APN / Parcel Number

Primary APN	`43-09-32-0-000-020.001`
Alternative APNs	`238381` `182904`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	4,510 sqft Heated Area
1st Floor Area	3,104 sqft
Upper Floors Area	2,812 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,757 sqft (0.499 acres)
Lot Dimensions	209 ft deep x 112 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	182904
Street Address	23916 2ND ST
City	FAIRHOPE
State	AL
Zip	36532-3458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	112.8' X 209' IRR LOT 1 JEWETT PLACE L L C SUBDIVISION SLIDE 2019-E A RESUB OF LOT 1 BLK 12 OF THE VILLAGE OF MONTROSE SEC 32
Legal Subdivision	JEWETT PLACE L L C SUBDIVISION
Legal Block	12
Legal Lot Number	1
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	3
Census Block	3053
Census Tract	10800

Owner

23916 2nd St is owned and occupied by an individual.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	23916 2ND ST, FAIRHOPE, AL 36532-3458
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	23916 2ND ST, FAIRHOPE, AL 36532-3458
Transaction Type	Mortgage
Record Updated	Oct 4, 2021
Title Company	STEWART TITLE/CALDWELL, STC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001947320
Date	Sep 28, 2021
Instrument	1947320

Lender

Name	BAY MORTGAGE CORP
Type	Mortgage Company
Address	FAIRHOPE, AL 36532

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 23916 2nd St was $2,528 with a homeowner's exemption, up 7.1% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Fairhope City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,528.00 (+7.12%) Homeowner's exemption
2025	$2,360.00	$77,600 Land $23,280 Building $54,320	$776,800 Land $232,900 Building $543,900
2023	$1,461.00 (+28.61%) Homeowner's exemption	$48,600 (+27.49%)	$485,800 (+27.44%) Land $201,100 Building $284,700
2022	$1,136.00 (+7.47%) Homeowner's exemption	$38,120	$381,200 Land $180,000 Building $201,200
2021	$1,057.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23916 2nd St in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 units insured incl. 2 condo units
Nearby Flood Claims	31 (1979–2017)
Claims Outside the SFHA	14 of 31
Most Recent Claim	Jun 2017 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 4 claims Hurricane Katrina, Aug 2005 · 3 claims Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23916 2nd St is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 84% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAPHNE, UTILITIES BOARD OF THE serves 33,372 people · EPA ID AL0000029
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20