2391 Kirkwall St, Orange Park, FL 32065 Property Records

Clay County property record for 2391 Kirkwall St, Orange Park, FL 32065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1985
Lot Size	0.262 acres (11,412 sqft)
Owner	Individual Name on File
Last Sale	$59,500 (Mar 2007)
Tax Bill	$708 (2025)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-04-25-020404-249-00`

Property Details

APN / Parcel Number

Primary APN	`24-04-25-020404-249-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	1,612 sqft
1st Floor Area	1,092 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,412 sqft (0.262 acres)
Lot Dimensions	136 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	520 sqft
Porch	Finished/Open Porch
Porch Area	64 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2391 KIRKWALL ST
City	ORANGE PARK
State	FL
Zip	32065-9017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 32 BLK 2 THE MEADOWS UNIT 3 AS REC OR 2371 PG 1957 & 2871 PG 236
Legal Range	25E
Legal Township	04S
Legal Section	24
Legal Subdivision	THE MEADOWS UNIT 3
Legal Block	2
Legal Lot Number	32
Legal Unit	IT3
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2005
Census Tract	30802

Owner

2391 Kirkwall St is owned and occupied by an individual who bought it in March 2007.

Source: Clay County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	2391 KIRKWALL ST, ORANGE PARK, FL 32065-9017
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2007 · Amount on File
Deed Sale	Mar 19, 2007 · Amount on File
Prior Sale	May 14, 2004 · Amount on File
Deed Document Number	200716770
Deed Book / Page	2871 / 236
Prior Transfer Date	Feb 23, 2007
Prior Transfer Doc	0028710236
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2391 KIRKWALL ST, ORANGE PARK, FL 32065-9017
Document Number	0041100998
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2391 KIRKWALL ST ORANGE PARK FL 320659017, ORANGE PARK, FL 32065-9017

Mortgage

Document Number	0041100998
Date	Aug 3, 2018
Book Page	004110/000998
Instrument	40681

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 2, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 2391 Kirkwall St was $708 with exemptions applied, up 6.3% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$708.00 (+6.31%) Homeowner's exemption Widower's exemption	$91,612	$185,465 Land $40,000 Building $145,465
2024	$666.00 (-30.7%)
2023	$961.00 (+9.33%) Homeowner's exemption Widower's exemption	$86,438 (+3%)	$183,959 (+15.08%) Land $40,000 Building $143,959
2022	$879.00 Homeowner's exemption Widower's exemption	$83,921	$159,854 Land $30,000 Building $129,854

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2391 Kirkwall St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2391 Kirkwall St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20