Charlotte County property record for 2391 Aspen Rd, Punta Gorda, FL 33982
| Property Type | Range Land (Grazing) |
|---|---|
| Details | 3 bd · 3 ba · 2,474 sqft · built 2019 |
| Lot Size | 5.07 acres (220,849 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Jun 2016) |
| Tax Bill | $4,538 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2018 Construction Loan |
| Flood Zone | Zone AE (high risk) |
| APN | 40-23-13-176-004 |
| Primary APN | 40-23-13-176-004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,474 sqft Total Area |
| Gross Area | 3,412 sqft |
| Flooring | Covered |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Masonry/Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 220,849 sqft (5.07 acres) |
| Pool Area | 394 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 644 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 10004615492 |
|---|---|
| Old Parcel Number | 00709830023007 |
| Street Address | 2391 ASPEN RD |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-1129 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Range Land (Grazing) |
| Local Zoning Code | RE1 |
| Legal Description | ZZZ 134023 P2-6 13 40 23 P-2-6 5.07A M/L PUNTA GORDA RANCHES TRACT 23 E521/514 1037/285 1303/461 1451/224 DC4084 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 13 |
| Legal Subdivision | PUNTA GORDA RANCHES |
| Legal Tract | 23 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 10200 |
2391 Aspen Rd, an agricultural property, is owned and occupied by an individual who bought it in June 2016.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2391 ASPEN RD, PUNTA GORDA, FL 33982-1129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 19, 2018 | Deed of Trust, Mortgage · Construction Mortgage FLORIDA COMMUNITY BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2016 · Amount on File |
| Deed Sale | Jun 15, 2016 · Amount on File |
| Deed Document Number | 2444806 |
| Deed Book / Page | 4092 / 1383 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 2391 ASPEN RD, PUNTA GORDA, FL 33982-1129 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0047571192 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 4757/1192 |
| Instrument | 2938294 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 2391 ASPEN RD, PUNTA GORDA, FL 33982-1129 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043700761 |
|---|---|
| Date | Oct 19, 2018 |
| Book Page | 4370/0761 |
| Instrument | 2654822 |
| Name | FLORIDA COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Address | SARASOTA, FL 34236 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 9.75% |
| Index | 1-Year LIBOR |
| Max Rate | 9.75% |
The 2025 property tax bill for 2391 Aspen Rd was $4,538 with a homeowner's exemption.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,538.00 Homeowner's exemption | $344,558 | $646,921 Land $121,680 Building $525,241 |
| 2023 | $4,412.00 (-1.3%) Homeowner's exemption | $289,421 (+2.98%) | $613,753 (+28.84%) Land $121,680 Building $492,073 |
| 2022 | $4,470.00 Homeowner's exemption | $281,045 | $476,368 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2391 Aspen Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 126 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 126 in force |
| Nearby Flood Claims | 68 (1982–2024) |
| Claims Outside the SFHA | 4 of 68 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2391 Aspen Rd is high, ranking above 73% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 58% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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