Chambers County property record for 2391 19th Pl, Valley, AL 36854
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,152 sqft · built 2023 |
| Lot Size | 0.61 acres (26,569 sqft) |
| Owner | Individual Name on File |
| Last Sale | $279,990 (May 2023) |
| Tax Bill | $1,289 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Mar 2022 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-09-09-31-3-001-003.028 |
| Primary APN | 12-09-09-31-3-001-003.028 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Upper Floors Area | 1,399 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Other |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 26,569 sqft (0.61 acres) |
| Lot Dimensions | 163 ft deep x 163 ft wide |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 140 sqft |
| Patio Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 490890 |
|---|---|
| Street Address | 2391 19TH PL |
| City | VALLEY |
| State | AL |
| Zip | 36854-2853 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11RIVER OAKS SUB. PHASE 1BF.C. F SL. 35IN NW1/4 OF SW1/4.S31 T22N R29ECITY OF VALLEY |
| Legal Range | 29 |
| Legal Township | 22 |
| Legal Section | 31 |
| Legal Subdivision | RIVER OAKS SUB |
| Legal Phase | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | CHAMBERS AL |
| Township / Civil Division | VALLEY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 954600 |
Source: Chambers County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2391 19TH PL, VALLEY, AL 36854-2853 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Mar 1, 2022 | Deed of Trust, Mortgage · Construction Mortgage TRUSTMARK NATIONAL BANK |
| Nov 22, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 15, 2023 | Deed, Transfer · FHA Mortgage STATEWIDE MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2023 · Amount on File |
| Deed Sale | May 15, 2023 · Amount on File |
| Deed Document Number | 20232291 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Recording Date | Jul 23, 2026 |
| Property Address | 2391 19TH PL, VALLEY, AL 36854-2853 |
| Document Number | 0000003392 |
| Instrument Date | May 6, 2026 |
| Instrument | 20263392 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2391 19TH PL, VALLEY, AL 36854-2853 |
| Document Number | 0000003392, |
|---|---|
| Date | Jul 23, 2026 |
| Instrument | 20263392 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 323 Months |
| Due | Jun 1, 2053 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Property Address | 2391 19TH PL, VALLEY, AL 36854-2853 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 926, GREENVILLE, GA 30222-0926 |
| Investor | Possibly a Property Investor |
| Document Number | 02022/1179 |
|---|---|
| Date | Mar 1, 2022 |
| Book Page | 2022/1179 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35209 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Feb 25, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Property Address | 2391 19TH PL, VALLEY, AL 36854-2853 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2391 19TH PL, VALLEY, AL 36854-2853 |
| Document Number | 02024/5633 |
|---|---|
| Date | Nov 22, 2024 |
| Book Page | 2024/5633 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 343 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHAMBERS AL |
| Recording Date | May 15, 2023 |
| Property Address | 2391 19TH PL, VALLEY, AL 36854-2853 |
| Document Number | 02023/2291 |
| Book / Page | 2023 / 2291 |
| Map Reference | CAB F FO 35A&B |
| Instrument Date | May 10, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Name | Verified Name |
|---|---|
| Address | PO BOX 926, GREENVILLE, GA 30222-0926 |
| Name | Verified Name |
|---|---|
| Address | 2391 19TH PL, VALLEY, AL 36854-2853 |
| Investor | Possibly a Property Investor |
| Document Number | 0020232292 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 2023/2292 |
| Name | STATEWIDE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
Source: Chambers County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Chambers County |
| Municipality | Valley City |
| Unified School District | Chambers County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,289.00 (+7.42%) Homeowner's exemption | ||
| 2025 | $1,200.00 | $59,848 (+100.03%) Land $6,120 Building $53,728 | $299,240 (+0.01%) Land $30,600 Building $268,640 |
| 2024 | $1,200.00 (+593.64%) Additional exemption filed | $29,920 (+633.33%) Land $3,060 Building $26,860 | $299,210 (+1,366%) Land $30,580 Building $268,630 |
| 2023 | $173.00 (+1.76%) | $4,080 (+2%) Land $4,080 | $20,410 (+2.31%) Land $20,410 |
| 2022 | $170.00 | $4,000 Land $4,000 | $19,950 Land $19,950 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2003–2016) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Apr 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 56% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures