23908 197th St, Spiro, OK 74959 Property Records

Le Flore County property record for 23908 197th St, Spiro, OK 74959

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,344 sqft · built 1965
Lot Size	1.77 acres (77,101 sqft)
Owner	Individual Name on File
Last Sale	$139,500 (Jul 2023)
Tax Bill	$1,391 (2025)
Deeds & Mortgages	Jul 2023 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16074`

Property Details

APN / Parcel Number

Primary APN	`16074`
Alternative APN	`0000-21-09N-25E-0-022-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2017
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Material	Metal
Lot Area	77,101 sqft (1.77 acres)
Garage Type	Carport
Carport	Carport
Carport Area	192 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	120 sqft
Deck Area	256 sqft
Patio Area	24 sqft
Shed	1 Shed
Shed Area	96 sqft
Guest House	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16074
Street Address	23908 197TH ST
City	SPIRO
State	OK
Zip	74959-3620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 21 TWP 9N RNG 25E PT NW SW BEG 543 E SW COR N660 E117 S660 W117 POB B1637 P583 B1974 P266
Legal Range	25E
Legal Township	09N
Legal Section	21
Jurisdiction	LE FLORE OK
Township / Civil Division	SPIRO
Census Block Group	1
Census Block	1036
Census Tract	40299

Owner

Source: Le Flore County records · APN 16074

Assessment roll updated October 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	23908 197TH ST, SPIRO, OK 74959-3620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Prior Sale	Jul 13, 2016 · Amount on Record
Deed Document Number	0002230823
Deed Book / Page	2230 / 823
Record Updated	Jun 08, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LE FLORE OK
Recording Date	Jul 28, 2023
Property Address	23908 197TH ST, SPIRO, OK 74959-3620
Document Number	0022300823
Book / Page	2230 / 823
Instrument Date	Jul 28, 2023
Instrument	5447
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	ADAMS ABSTRACT COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$209.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23908 197TH ST, SPIRO, OK 74959-3620

Mortgage

Document Number	0000005448
Date	Jul 28, 2023
Instrument	5448

Lender

Name	ARMSTRONG BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 28, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Le Flore County records · Assessment roll updated October 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Le Flore County
Unified School District	Spiro Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,391.00 (+86.46%)	$15,680 (+91.27%) Land $2,074 Building $13,606	$142,546 (+91.26%) Land $18,850 Building $123,696
2023	$746.00 (+2.19%)	$8,198 (-) Land $836 Building $7,362	$74,529 (-) Land $7,602 Building $66,927
2022	$730.00	$8,198 Land $836 Building $7,362	$74,529 Land $7,602 Building $66,927

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 16, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009 · rainfall accumulation

Wildfire

Wildfire Risk	High above 86% of the US · above 74% of Oklahoma
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Circle B Wireless Fixed Wireless	400 / 100
Starlink Satellite	280 / 30

May also be available: 360 Communications, Inc. (OK, AR & TX), Optimum Communications, Verizon.

Based on FCC filings for 20 locations within half a mile of this property.

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