23903 E Joseph Ave, Otis Orchards, WA 99027 Property Records

Spokane County property record for 23903 E Joseph Ave, Otis Orchards, WA 99027

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,646 sqft · built 2015
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$266,500 (Feb 2019)
Tax Bill	$4,118 (2026)
Deeds & Mortgages	Apr 2021 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`56352.9250`

Property Details

APN / Parcel Number

Primary APN	`56352.9250`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,646 sqft Living Area
Gross Area	2,209 sqft
1st Floor Area	1,646 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	563 sqft
Parking Spaces	2 Parking Spaces
Patio Area	105 sqft
Canopy	271 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	23903 E JOSEPH AVE
City	OTIS ORCHARDS
State	WA
Zip	99027-9777
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	35-26-45 W100FT OF S155FT OF NW1/4 OF SE1/4 OF NW1/4 EXC R D
Legal Range	45
Legal Township	26
Legal Section	35
Jurisdiction	SPOKANE WA
Township / Civil Division	LIBERTY LAKE
Census Block Group	3
Census Block	3006
Census Tract	13201

Owner

23903 E Joseph Ave is owned and occupied by two individuals who bought it in February 2019.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23903 E JOSEPH AVE, OTIS ORCHARDS, WA 99027-9777
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage NUMERICA CU
Feb 15, 2019	Warranty Deed, Transfer · Conventional with PMI NUMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2019 · Amount on File
Deed Sale	Feb 15, 2019 · Amount on File
Prior Sale	May 27, 2016 · Amount on File
Deed Document Number	20196782241
Prior Transfer Date	Feb 13, 2013
Prior Transfer Doc	0006177657
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	23903 E JOSEPH AVE, OTIS ORCHARDS, WA 99027-9777
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	SPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007055575
Date	Apr 1, 2021
Instrument	7055575

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	23903 E JOSEPH AVE, OTIS ORCHARDS, WA 99027-9777
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007001602
Date	Nov 30, 2020
Instrument	7001602

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE, WA 99216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 15, 2019
Property Address	23903 E JOSEPH AVE, OTIS ORCHARDS, WA 99027-9777
Document Number	0006782241
Instrument Date	Feb 13, 2019
Instrument	6782241
Transaction Type	Transfer
Record Updated	Mar 4, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,748.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23903 E JOSEPH AVE OTIS ORCHARDS WA 990279777, OTIS ORCHARDS, WA 99027-9777

Mortgage

Document Number	6782242
Date	Feb 15, 2019
Instrument	6782242

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99037

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 23903 E Joseph Ave was $4,118, up 1.7% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	East Valley School District (Spokane) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,118.00 (+1.73%)	$413,600 Land $90,000 Building $323,600	$413,600 Land $90,000 Building $323,600
2025	$4,048.00
2024		$412,100 (+27.98%) Land $80,000 Building $332,100	$412,100 (+27.98%) Land $80,000 Building $332,100
2023	$4,025.00 (+5.73%)	$322,000 Land $65,000 Building $257,000	$322,000 Land $65,000 Building $257,000
2022	$3,807.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23903 E Joseph Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23903 E Joseph Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED IRRIG DIST 19 SYSTEM 2 serves 21,220 people · EPA ID WA5310221
Water Source	Groundwater
Last State Inspection	Jun 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless	200 / 40
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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