2390 Holdsbranch Rd, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2390 Holdsbranch Rd, Covington, KY 41017

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,020 sqft · built 2013
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Sep 2011)
Tax Bill	$2,880 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`044-00-00-053.02`

Property Details

APN / Parcel Number

Primary APN	`044-00-00-053.02`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,020 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	2390 HOLDSBRANCH RD
City	COVINGTON
State	KY
Zip	41017-9416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10.000 ACS EAST END HOLDSBRANCH RD KNOWN AS ID PLAT PARCEL B LESS 0.149 AC
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	5
Census Block	5065
Census Tract	65300

Owner

2390 Holdsbranch Rd is owned and occupied by two individuals who acquired it in September 2018.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2390 HOLDSBRANCH RD, COVINGTON, KY 41017-9416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Nov 16, 2018	Quit Claim Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2011 · Amount on File
Deed Sale	Sep 20, 2011 · Amount on File
Deed Document Number	201109 20 059 00177
Deed Book / Page	2920 / 104
Last Transfer Date	Sep 19, 2018
Transfer Doc	0000000040
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2390 HOLDSBRANCH RD, COVINGTON, KY 41017-9416
Transaction Type	Mortgage
Record Updated	Oct 26, 2021
Title Company	CINCINNATUS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900230
Date	Oct 13, 2021
Book Page	284/700
Instrument	21101305900230

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	May 1, 2051

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Nov 16, 2018
Property Address	2390 HOLDSBRANCH RD, COVINGTON, KY 41017-9416
Document Number	0000000040
Book / Page	0I4193 / 000209
Instrument Date	Sep 19, 2018
Instrument	40
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2390 HOLDSBRANCH RD COVINGTON KY 410179416, COVINGTON, KY 41017-9416

Tax Assessment & Valuation

The 2025 property tax bill for 2390 Holdsbranch Rd was $2,880 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Taylor Mill City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,800 (-) Land $25,000 Building $314,800	$339,800 (-) Land $25,000 Building $314,800
2025	$2,880.00 Homeowner's exemption	$339,800 Land $25,000 Building $314,800	$339,800 Land $25,000 Building $314,800
2023	$3,023.00 Disabled Person's exemption	$330,000 Land $25,000 Building $305,000	$330,000 Land $25,000 Building $305,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2390 Holdsbranch Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2390 Holdsbranch Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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