2390 Explorador Dr, Merced, CA 95340 Property Records

Merced County property record for 2390 Explorador Dr, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,621 sqft · built 2020
Lot Size	0.119 acres (5,198 sqft)
Owner	Individual Name on Record
Last Sale	$337,500 (Jul 2020)
Tax Bill	$6,759 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-412-019-000`

Property Details

APN / Parcel Number

Primary APN	`008-412-019-000`
Alternative APN	`008412019`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,621 sqft Living Area

Exterior

Year Built	Built 2020
Lot Area	5,198 sqft (0.119 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Patio Area	281 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	008412019
Street Address	2390 EXPLORADOR DR
City	MERCED
State	CA
Zip	95340-5313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORAGA OF MERCED UNIT NO 1 LOT 24
Legal Subdivision	MORAGA OF MERCED
Legal Lot Number	24
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	3
Census Block	3017
Census Tract	2602

Owner

Source: Merced County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2390 EXPLORADOR DR, MERCED, CA 95340-5313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGEFIRST LENDING INC
Jul 15, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC
Sep 1, 2017	Grant Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2020 · Amount on Record
Deed Sale	Jul 15, 2020 · Amount on Record
Prior Sale	Aug 24, 2010
Deed Document Number	2020023626
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2390 EXPLORADOR DR, MERCED, CA 95340-5313
Transaction Type	Mortgage
Record Updated	Oct 29, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2390 EXPLORADOR DR 95340, 95340, MERCED, CA 95340-5313

Mortgage

Document Number	0000044751
Date	Oct 6, 2021
Instrument	2021044751

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution
Address	RANCHO SANTA MARGARITA, CA 92688

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jul 15, 2020
Property Address	2390 EXPLORADOR DR, MERCED, CA 95340-5313
Document Number	0000023626
Map Reference	MB 72 MAP 45-56
Instrument Date	Jul 1, 2020
Instrument	2020023626
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 27, 2021
Title Company	CALATLANTIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2390 EXPLORADOR DR, MERCED, CA 95340-5313

Mortgage

Document Number	0000023627
Date	Jul 15, 2020
Instrument	2020023627

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 1, 2017
Property Address	2390 EXPLORADOR DR, MERCED, CA 95340-5313
Document Number	0000028551
Instrument Date	Aug 23, 2017
Instrument	28551
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$7,669.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8080 N PALM AVE #110 FRESNO CA 937115797, 110, FRESNO, CA 93711-5797

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,759.00 (+4.99%) Homeowner's exemption	$364,884 (+4.04%) Land $86,593 Building $278,291
2023	$6,438.00 (+1.96%) Homeowner's exemption	$350,718 Land $83,232 Building $267,486
2022	$6,314.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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