2390 Driftwood Loop W, Semmes, AL 36575 Property Records

Mobile County property record for 2390 Driftwood Loop W, Semmes, AL 36575

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,463 sqft · built 2018
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Nov 2020)
Tax Bill	$1,627 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R022407350000001162`

Property Details

APN / Parcel Number

Primary APN	`R022407350000001162`
Alternative APNs	`24 07 35 0 000 001.162` `04007168` `4007168`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	2,463 sqft Living Area
1st Floor Area	2,463 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	42,689 sqft (0.98 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	418 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	4007168
Old Parcel Number	R022407350000001162
Street Address	2390 DRIFTWOOD LOOP W
City	SEMMES
State	AL
Zip	36575-3507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT E-22 MAGNOLIA SPRINGS PHASE FOUR MBK 129/82
Legal Subdivision	MAGNOLIA SPRINGS PHASE FOUR
Legal Phase	4
Legal Lot Number	E
Jurisdiction	MOBILE AL
Township / Civil Division	SEMMES
Census Block Group	2
Census Block	2005
Census Tract	6306

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2390 DRIFTWOOD LOOP W, SEMMES, AL 36575-3507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Nov 19, 2020	Warranty Deed, Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD
Apr 27, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2020 · Amount on Record
Deed Sale	Nov 19, 2020 · Amount on Record
Deed Document Number	2020071043
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	2390 DRIFTWOOD LOOP W, SEMMES, AL 36575-3507
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2390 DRIFTWOOD LOOP W, SEMMES, AL 36575-3507

Mortgage

Document Number	0000061391
Date	Oct 10, 2025
Instrument	2025061391

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	999 TECH ROW STE 200, MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	302 Months
Due	Dec 1, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Nov 19, 2020
Property Address	2390 DRIFTWOOD LOOP W, SEMMES, AL 36575-3507
Document Number	0000071043
Map Reference	MB 129 PG 62
Instrument Date	Nov 18, 2020
Instrument	2020071043
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	DST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	402 CONNIE WAY, 402, PENSACOLA, FL 32523

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2390 DRIFTWOOD LOOP W, SEMMES, AL 36575-3507

Mortgage

Document Number	0000071044
Date	Nov 19, 2020
Instrument	2020071044

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

April 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Apr 27, 2018
Property Address	2390 DRIFTWOOD LOOP W, SEMMES, AL 36575-3507
Document Number	0000023298
Book / Page	007629 / 001292
Instrument Date	Apr 25, 2018
Instrument	23298
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 28, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2390 DRIFTWOOD LOOP W SEMMES AL 365753507, SEMMES, AL 36575-3507

Mortgage

Document Number	23299
Date	Apr 27, 2018
Book Page	007629/001295
Instrument	23299

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2048

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,627.00 (+4.36%) Homeowner's exemption	$34,930 (+4.14%) Land $5,000 Building $29,930	$349,300 (+4.14%) Land $50,000 Building $299,300
2024	$1,559.00 (+2.77%) Homeowner's exemption	$33,540 (+2.69%) Land $5,000 Building $28,540	$335,400 (+2.69%) Land $50,000 Building $285,400
2023	$1,517.00 Homeowner's exemption	$32,660 Land $5,000 Building $27,660	$326,600 Land $50,000 Building $276,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 92% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: T-Mobile, Verizon, Xfinity.

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