2390 Cedar Ridge Cir, Hokes Bluff (Gadsden), AL 35903 Property Records

Etowah County property record for 2390 Cedar Ridge Cir, Hokes Bluff, AL 35903

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,556 sqft · built 2003
Lot Size0.502 acres (21,889 sqft)
Owner2 Individual Names on Record
Tax Bill$516 (2026)
Deeds & MortgagesJul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN14-01-11-0-000-013.022

Property Details

APN / Parcel Number

Primary APN14-01-11-0-000-013.022
Alternative APNs
  • 239428
  • 83088

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,556 sqft Living Area
1st Floor Area1,556 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialVinyl
Foundation TypeBrick
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area21,889 sqft (0.502 acres)
Lot Dimensions169 ft deep x 121 ft wide

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number239428
Street Address2390 CEDAR RIDGE CIR
CityGADSDEN
StateAL
Zip35903-4698
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionH/S BASE YEAR - LT 26 CEDAR RIDGE SUB PLAT L-2 11-12-7 D-2003-0784,D-2003-0961,D-2003-1029,D-2004-1063,D-2005-1867 D-2006-3242923,D-2006-3246473,D-2019-3487115,D-2023-3558878, M-2023-3558879,D-2023-3558881(REF)
Legal Range7E
Legal Township12S
Legal Section11
Legal SubdivisionCEDAR RIDGE SUB
Legal Lot Number26
JurisdictionETOWAH AL
Township / Civil DivisionHOKES BLUFF
Census Block Group3
Census Block3033
Census Tract10601

Owner

Source: Etowah County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2390 CEDAR RIDGE CIR, GADSDEN, AL 35903-4698
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionETOWAH AL
Recording DateJul 12, 2019
Property Address2390 CEDAR RIDGE CIR, HOKES BLUFF, AL 35903-4698
Document Number0003487115
Instrument DateJul 2, 2019
Instrument3487115
Transaction TypeTransfer
Record UpdatedMay 30, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2390 CEDAR RIDGE CIR, HOKES BLUFF, AL 35903-4698

Mortgage

Document Number0003487116
DateJul 12, 2019
Instrument3487116
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2034

Tax Assessment & Valuation

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyEtowah County
MunicipalityHokes Bluff City
Unified School DistrictEtowah County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$516.00 (-16.1%) Homeowner's exemption
2025$615.00 Homeowner's exemption$16,200 (+0.06%) Land $1,260 Building $14,940$161,900 (-) Land $12,500 Building $149,400
2023$615.00 (+18.04%) Homeowner's exemption$16,190 (+16.39%) Land $1,250 Building $14,940$161,900 (+16.39%) Land $12,500 Building $149,400
2022$521.00 Homeowner's exemption$13,910 Land $1,250 Building $12,660$139,100 Land $12,500 Building $126,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · above 70% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOKES BLUFF WATER BOARD
serves 5,536 people · EPA ID AL0000581
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 35

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Ridge Cir

Nearby Streets

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