2390 4th Rd, Palmer, NE 68864 Property Records

Merrick County property record for 2390 4th Rd, Palmer, NE 68864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 928 sqft · built 1920
Lot Size	18.5 acres (808,038 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Nov 2025)
Tax Bill	$2,111 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0006225.01`

Property Details

APN / Parcel Number

Primary APN	`0006225.01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	928 sqft Living Area
1st Floor Area	928 sqft
Basement Area	928 sqft
Unfinished Basement	928 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	808,038 sqft (18.5 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	198 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2390 4TH RD
City	PALMER
State	NE
Zip	68864-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	05-AGRICUL
Legal Description	THAT PART OF E1/2 NE1/4 LYING NORTH AND EAST OF R.R. 95-49 LLP PFD
Legal Range	08
Legal Township	14
Legal Section	09
Jurisdiction	MERRICK NE
Township / Civil Division	LOUP
Census Block Group	3
Census Block	3071
Census Tract	966700

Owner

2390 4th Rd is owned and occupied by two individuals who bought it in November 2025.

Source: Merrick County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2390 4TH RD, PALMER, NE 68864-1129
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Deed of Trust, Mortgage · Line of Credit UNION BANK & TRUST CO
Nov 12, 2025	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Oct 4, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2025 · Amount on File
Deed Sale	Nov 12, 2025 · Amount on File
Prior Sale	Jan 4, 2006 · Amount on File
Deed Document Number	20251499
Prior Transfer Date	Oct 4, 2017
Prior Transfer Doc	000A46/093
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRICK NE
Property Address	2390 4TH RD, PALMER, NE 68864-1129
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202000956
Date	Jul 20, 2020
Instrument	2020-00956

Lender

Name	UNION BANK & TRUST CO
Type	Bank
Address	LINCOLN, NE 68501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 13, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERRICK NE
Recording Date	Nov 12, 2025
Property Address	2390 4TH RD, PALMER, NE 68864-1129
Document Number	0202501499
Instrument Date	Nov 10, 2025
Instrument	2025-01499
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$754.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0202501500
Date	Nov 12, 2025
Instrument	2025-01500

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Mortgage

Document Number	0202501501
Date	Nov 12, 2025
Instrument	2025-01501

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2035

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERRICK NE
Recording Date	Oct 4, 2017
Property Address	2390 4TH RD, PALMER, NE 68864-1129
Document Number	000A46/093
Book / Page	A46 / 093
Instrument Date	Oct 4, 2017
Instrument	201701372
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

The 2025 property tax bill for 2390 4th Rd was $2,111, down 19.6% from the year before.

Source: Merrick County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Merrick County
County Subdivision	Loup Township
Unified School District	Palmer Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,605 (+2.07%) Land $112,335 Building $149,270	$261,605 (+2.07%) Land $112,335 Building $149,270
2025	$2,111.00 (-19.61%)	$256,290 (-9.62%) Land $112,335 Building $143,955	$256,290 (-9.62%) Land $112,335 Building $143,955
2024	$2,626.00 (-9.23%)	$283,585 (+20.52%) Land $174,960 Building $108,625	$283,585 (+20.52%) Land $174,960 Building $108,625
2023	$2,893.00	$235,310 Land $126,685 Building $108,625	$235,310 Land $126,685 Building $108,625

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2390 4th Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 11, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2390 4th Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Hamilton.net Fixed Wireless	10 / 1

Nearby Properties on 4th Rd

Nearby Streets

All Palmer, NE Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures