239 West St, Williamsburg, KY 40769 Property Records

Whitley County property record for 239 West St, Williamsburg, KY 40769

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,304 sqft · built 1980
Lot Size	0.728 acres (31,710 sqft)
Owner	Individual Name on Record
Last Sale	$273,000 (Aug 2025)
Tax Bill	$362 (2025)
Deeds & Mortgages	Apr 2026 Sale Oct 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`110-40-03-007.00`

Property Details

APN / Parcel Number

Primary APN	`110-40-03-007.00`
Alternative APN	`22247`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,304 sqft Living Area
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	31,710 sqft (0.728 acres)
Terrain	Rolling
Garage Area	1,300 sqft
Driveway	Asphalt Driveway
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	239 WEST ST
City	WILLIAMSBURG
State	KY
Zip	40769-1260
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	1 ST BRK HS W/CRPRT & LT @ WEST ST
Jurisdiction	WHITLEY KY
Township / Civil Division	WILLIAMSBURG
Census Block Group	2
Census Block	2016
Census Tract	920602

Owner

Source: Whitley County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	239 WEST ST, WILLIAMSBURG, KY 40769-1260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Oct 29, 2021	Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2025 · Amount on Record
Deed Sale	Aug 22, 2025 · Amount on Record
Deed Document Number	2025342848
Deed Book / Page	588 / 414
Last Transfer Date	Mar 20, 2026
Transfer Doc	0000359471
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WHITLEY KY
Recording Date	Apr 27, 2026
Property Address	239 WEST ST, WILLIAMSBURG, KY 40769-1260
Document Number	0000362089
Book / Page	592 / 783
Instrument Date	Apr 21, 2026
Instrument	2026362089
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 WEST ST, WILLIAMSBURG, KY 40769-1260

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	239 WEST ST, WILLIAMSBURG, KY 40769-1260
Transaction Type	Mortgage
Record Updated	Mar 25, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 WEST ST, WILLIAMSBURG, KY 40769-1260

Mortgage

Document Number	00M682/361
Date	Oct 29, 2021
Book Page	M682/361
Instrument	275941

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	WILLIAMSBURG, KY 40769

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 7, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	239 WEST ST, WILLIAMSBURG, KY 40769-1260
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M658/903
Date	Jul 20, 2020
Book Page	M658/903
Instrument	243718

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Whitley County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Whitley County
Municipality	Williamsburg City
Unified School District	Williamsburg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$362.00 (-6.22%)	$161,000 (-)	$161,000 (-)
2023	$386.00 Homeowner's exemption	$161,000	$161,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 73% of Kentucky
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLIAMSBURG WATER DEPARTMENT serves 5,554 people · EPA ID KY1180471
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Zito Media.

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