239 West St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta Town property record for 239 West St, Oneonta, NY 13820

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,936 sqft · built 1953
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Jul 2024)
Tax Bill	$5,987 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`364600 288.09-1-5.00`

Property Details

APN / Parcel Number

Primary APN	`364600 288.09-1-5.00`
Alternative APNs	`460028800900010050000000` `125900`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,936 sqft Living Area
1st Floor Area	1,768 sqft
Basement Area	168 sqft
Finished Basement	168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1975
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	30,928 sqft (0.71 acres)
Lot Width	118 ft Width
Garage Type	Basement
Porch	Slab
Porch Area	648 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	125900
Street Address	239 WEST ST
City	ONEONTA
State	NY
Zip	13820-4638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	5.000
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	2
Census Block	2013
Census Tract	590800

Owner

239 West St is owned by two individuals who bought it in July 2024.

Source: Otsego County and Oneonta Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1 MEADOW LN, MORRIS, NY 13808-7711
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2024 · Amount on File
Deed Sale	Jul 23, 2024 · Amount on File
Prior Sale	May 10, 2021 · Amount on File
Deed Document Number	20242024-2752
Prior Transfer Date	Jan 11, 2000
Prior Transfer Doc	0892000246
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	May 10, 2021
Property Address	239 WEST ST, ONEONTA, NY 13820-4638
Document Number	569
Instrument Date	May 7, 2021
Instrument	2021-2569
Transaction Type	Transfer
Record Updated	Jun 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	385 E 200 S, LOGAN, UT 84321-5305

Mortgage

Document Number	570
Date	May 10, 2021
Instrument	2021-2570

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 239 West St was $5,987, down 8.2% from the year before.

Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Oneonta Town
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,987.00 (-8.23%)
2025	$6,524.00	$189,000 Land $32,200 Building $156,800	$270,000 Land $46,000 Building $224,000
2023	$1,701.00	$189,000 (-) Land $32,200 Building $156,800	$242,308 (+12.82%) Land $41,282 Building $201,026
2022		$189,000 Land $32,200 Building $156,800	$214,773 Land $36,591 Building $178,182

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 239 West St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2006–2013)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2013 · river or lake flooding
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 239 West St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20