239 Walton Way, Miramar Beach, FL 32550 Property Records

Walton County property record for 239 Walton Way, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,296 sqft · built 2017
Lot Size	1.09 acres (47,698 sqft)
Owner	2 Owner Names on File
Last Sale	$105,000 (Mar 2014)
Tax Bill	$2,632 (2024)
Deeds & Mortgages	Jan 2017 Construction Loan Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-2S-21-42400-00B-0190`

Property Details

APN / Parcel Number

Primary APN	`19-2S-21-42400-00B-0190`
Alternative APN	`1033518`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,296 sqft Living Area
Gross Area	3,762 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	47,698 sqft (1.09 acres)
Lot Dimensions	48 ft deep x 10 ft wide
Garage Type	Finished
Garage Area	961 sqft
Porch	Porch
Porch Area	505 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1033518
Street Address	239 WALTON WAY
City	MIRAMAR BEACH
State	FL
Zip	32550-5250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 BLK B WHISPERING OAKS S/D PB 5-54 OR 1607-272 OR1800 -192 OR 2468-752 OR 2602-2859 OR 2638-3014 OR 2945-265 OR
Legal Range	21W
Legal Township	02S
Legal Section	19
Legal Subdivision	WHISPERING OAKS S/D
Legal Block	B
Legal Lot Number	19
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950608

Owner

The current owner of 239 Walton Way bought it in March 2014.

Source: Walton County records, as of December 17, 2025

Owner of Record	2 Owner Names on File
Mailing Address	239 WALTON WAY, MIRAMAR BEACH, FL 32550-5250
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2017	Deed of Trust, Mortgage · Construction Mortgage EGLIN FCU
Jan 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage EGLIN FCU
Aug 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage EGLIN FCU
Dec 14, 2017	Loan Modification, Mortgage EGLIN FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2014 · Amount on File
Deed Sale	Mar 18, 2014 · Amount on File
Prior Sale	Oct 28, 2004
Deed Document Number	1273923
Deed Book / Page	2945 / 0265
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	239 WALTON WAY, MIRAMAR BEACH, FL 32550-5250
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030321237
Date	Jan 31, 2017
Book Page	3032/1237
Instrument	0003064

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	370 Months
Due	Nov 1, 2047

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	239 WALTON WAY, MIRAMAR BEACH, FL 32550-5250
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030634493
Date	Jan 25, 2018
Book Page	3063/4493
Instrument	2018000002561

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 10, 2033

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	239 WALTON WAY, MIRAMAR BEACH, FL 32550-5250
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031144470
Date	Aug 15, 2019
Book Page	3114/4470
Instrument	20190027868

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	239 WALTON WAY, MIRAMAR BEACH, FL 32550-5250
Document Number	0030601634
Book / Page	003060 / 001634
Instrument Date	Dec 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	239 WALTON WAY MIRAMAR BEACH FL 32550, MIRAMAR BEACH, FL 32550

Mortgage

Document Number	0030601634
Date	Dec 19, 2017
Book Page	003060/001634
Instrument	41421

Lender

Name	EGLIN FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,070,022 Land $418,500 Building $651,522	$1,070,022 Land $418,500 Building $651,522
2024	$2,632.00 (+3.95%)
2023	$2,532.00 (+1.36%) Homeowner's exemption	$1,016,464 (+42.48%) Land $358,325 Building $658,139	$1,016,464 (+42.48%) Land $358,325 Building $658,139
2022	$2,498.00 Homeowner's exemption	$713,399 Land $222,279 Building $491,120	$713,399 Land $222,279 Building $491,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 239 Walton Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 148 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Hurricane Michael, Oct 2018 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2017) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 239 Walton Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wildstar Networks.

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