239 W Circle Dr, Dayton, OH 45449 Property Records

Montgomery County property record for 239 W Circle Dr, Dayton, OH 45449

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 725 sqft · built 1950
Lot Size	0.143 acres (6,251 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Oct 2025)
Tax Bill	$1,665 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`K48 00115 0026`

Property Details

APN / Parcel Number

Primary APN	`K48 00115 0026`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	725 sqft Living Area
1st Floor Area	725 sqft

Exterior

Year Built	Built 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	6,251 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	239 W CIRCLE DR
City	DAYTON
State	OH
Zip	45449-1110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	628 CARROLLTON PK
Legal Subdivision	OL
Legal Lot Number	26
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WEST CARROLLTON
Census Block Group	1
Census Block	1014
Census Tract	50301

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5830 STARDFORD ST, DAYTON, OH 45449
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Warranty Deed, Transfer · Conventional Mortgage PRIME LENDING INC
Aug 9, 2022	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jul 24, 2017	Warranty Deed, Transfer · Conventional Mortgage WRIGHT-PATT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2025 · Amount on Record
Deed Sale	Oct 16, 2025 · Amount on Record
Prior Sale	Aug 9, 2022 · Amount on Record
Deed Document Number	2025-00057489
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 16, 2025
Property Address	239 W CIRCLE DR, DAYTON, OH 45449-1110
Document Number	0000057489
Map Reference	MB Y PG 34
Instrument Date	Sep 19, 2025
Instrument	2025-00057489
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	NORTHEAST FL TITLE LLC, NORTHWEST FIDELITY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5830 STARDFORD ST, DAYTON, OH 45449

Mortgage

Document Number	0000057490
Date	Oct 16, 2025
Instrument	2025-00057490

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2040

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 9, 2022
Property Address	239 W CIRCLE DR, DAYTON, OH 45449-1110
Document Number	0000049866
Map Reference	MB Y PG 84
Instrument Date	Jun 16, 2022
Instrument	2022-00049866
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	ABSOLUTE TITLE, ABSOLUTE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 W CIRCLE DR, DAYTON, OH 45449-1110

Mortgage

Document Number	0000049867
Date	Aug 9, 2022
Instrument	2022-00049867

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2052

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 24, 2017
Property Address	239 W CIRCLE DR, DAYTON, OH 45449-1110
Document Number	0000043139
Instrument Date	Jul 21, 2017
Instrument	43139
Transaction Type	Transfer
Record Updated	Aug 10, 2017
Title Company	HALLMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$141.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 W CIRCLE DR WEST CARROLLTON OH 454491110, WEST CARROLLTON, OH 45449-1110

Mortgage

Document Number	43140
Date	Jul 24, 2017
Instrument	43140

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	West Carrollton City
Unified School District	West Carrollton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,290 (-) Land $6,300 Building $19,990
2024	$1,665.00 (-1.83%)	$26,290 (-) Land $6,300 Building $19,990
2023	$1,696.00 (+10.06%)	$26,290 (+41.88%) Land $6,300 Building $19,990	$75,110 (+41.88%) Land $18,000 Building $57,110
2022	$1,541.00	$18,530 Land $4,440 Building $14,090
2020			$52,940 Land $12,680 Building $40,260

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	4 (1979–2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CARROLLTON CITY PWS serves 8,361 people · EPA ID OH5702812
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Frontier.

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