239 Triumph Ln, San Marcos, CA 92078 Property Records

San Diego County property record for 239 Triumph Ln, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,801 sqft · built 2017
Lot Size	0.9 acres (3,937 sqft)
Owner	2 Company Names on Record
Last Sale	$1,449,000 (Jul 2024)
Tax Bill	$19,760 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`222-081-42-00`

Property Details

APN / Parcel Number

Primary APN	`222-081-42-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,801 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	3,937 sqft (0.9 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	239 TRIUMPH LN
City	SAN MARCOS
State	CA
Zip	92078-2053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	LOT 42 TR 016154
Legal Subdivision	CITY/SAN MARCOS #15-006
Legal Tract	016154
Legal Block	4
Legal Lot Number	42
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4000
Census Tract	20044

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	238 TRIUMPH LN, SAN MARCOS, CA 92078-2052
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA FCU
Nov 30, 2020	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Dec 4, 2020	Grant Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 6, 2017	Grant Deed, Transfer · VA Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2024 · Amount on Record
Deed Sale	Jul 2, 2024 · Amount on Record
Prior Sale	Dec 4, 2020 · Amount on Record
Deed Document Number	2024167933
Last Transfer Date	Oct 29, 2025
Transfer Doc	0000303778
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	239 TRIUMPH LN, SAN MARCOS, CA 92078-2053
Transaction Type	Mortgage
Record Updated	Dec 22, 2025
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 TRIUMPH LN, SAN MARCOS, CA 92078-2053

Mortgage

Document Number	0000344554
Date	Dec 5, 2025
Instrument	2025-0344554

Lender

Name	CALIFORNIA FCU
Type	Credit Union
Address	GLENDALE, CA 91203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Jan 1, 2031
Change Frequency	5 Years
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	5-Year CMT
Max Rate	10.3%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	239 TRIUMPH LN, SAN MARCOS, CA 92078-2053
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 TRIUMPH LN, SAN MARCOS, CA 92078-2053

Mortgage

Document Number	0000758731
Date	Nov 30, 2020
Instrument	2020-0758731

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Aug 1, 2050

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 4, 2020
Property Address	239 TRIUMPH LN, SAN MARCOS, CA 92078-2053
Document Number	0000777735
Instrument Date	Nov 18, 2020
Instrument	2020-0777735
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	239 TRIUMPH LN, SAN MARCOS, CA 92078-2053

Mortgage

Document Number	0000777736
Date	Dec 4, 2020
Instrument	2020-0777736

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 6, 2017
Property Address	239 TRIUMPH LN, SAN MARCOS, CA 92078-2053
Document Number	0000463632
Instrument Date	Sep 13, 2017
Instrument	463632
Transaction Type	Transfer
Record Updated	Oct 13, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$843.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	239 TRIUMPH LN SAN MARCOS CA 92078, SAN MARCOS, CA 92078

Mortgage

Document Number	463633
Date	Oct 6, 2017
Instrument	463633

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37207

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,477,980 (+2%) Land $918,000 Building $559,980
2025	$19,760.00 (+47.44%)	$1,449,000 (+53.3%) Land $900,000 Building $549,000
2023	$13,402.00 (+2.02%) Homeowner's exemption	$945,202 Land $428,606 Building $516,596
2022	$13,136.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 783 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, T-Mobile, Verizon.

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