239 Thomas Rd, Benton, TN 37307 Property Records

Polk County property record for 239 Thomas Rd, Benton, TN 37307

Property Summary

Property Type	Mobile Home
Details	1,620 sqft · built 1999
Lot Size	6.3 acres (274,428 sqft)
Owner	Individual Name on Record
Tax Bill	$408 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jun 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`070045 00103`

Property Details

APN / Parcel Number

Primary APN	`070045 00103`
Alternative APN	`045 00103`

Interior

Building Area	1,620 sqft Living Area
1st Floor Area	1,280 sqft

Exterior

Year Built	Built 1999
Architectural Style	Mobile/Manufactured
Lot Area	274,428 sqft (6.3 acres)
Deck Area	24 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Connected

Location & Zoning

Street Address	239 THOMAS RD
City	BENTON
State	TN
Zip	37307-5204
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 01, COUNTY AREA: D01
Legal Subdivision	BROCK PROP
Jurisdiction	POLK TN
Township / Civil Division	1
Census Block Group	2
Census Block	2030
Census Tract	950203

Owner

Source: Polk County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	239 THOMAS RD, BENTON, TN 37307-5204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 16, 2022	Warranty Deed, Transfer EQUI TITLE INC, EQUITITLE INC
May 20, 2020	Loan Modification, Mortgage 1ST SIGNATURE LNDG
Dec 17, 2019	Deed of Trust, Construction Loan · Construction Mortgage 1ST SIGNATURE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2023
Deed Sale	Dec 29, 2023
Prior Sale	Jun 16, 2022 · Amount on Record
Deed Document Number	0000353283
Deed Book / Page	WD346 / 313
Prior Transfer Date	Feb 23, 2023
Prior Transfer Doc	23000456
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Feb 23, 2023
Property Address	239 THOMAS RD, BENTON, TN 37307-5204
Document Number	0WD346/313
Book / Page	WD346 / 313
Map Reference	MB 24 PG 45
Instrument Date	Feb 21, 2023
Instrument	23000456
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$921.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 THOMAS RD, BENTON, TN 37307-5204

Mortgage

Document Number	0023000457
Date	Feb 23, 2023
Instrument	23000457

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Jun 16, 2022
Property Address	239 THOMAS RD, BENTON, TN 37307-5204
Document Number	000WD341/1
Book / Page	WD341 / 1
Instrument Date	Jun 15, 2022
Instrument	22001894
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	EQUI TITLE INC, EQUITITLE INC

Transaction

Amount	Amount Recorded
Tax	$305.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 14, BENTON, TN 37307-0014

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK TN
Property Address	259 THOMAS RD, BENTON, TN 37307-5204
Document Number	0000001284
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	269 THOMAS RD BENTON TN 37307, BENTON, TN 37307

Mortgage

Document Number	0000001284
Date	Jun 12, 2020
Book Page	000526/000098
Instrument	1284

Lender

Name	1ST SIGNATURE LNDG
Address	INDIANAPOLIS, IN 46256

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2050

Interest

Rate	3.87%

December 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	POLK TN
Recording Date	Dec 17, 2019
Property Address	259 THOMAS RD, BENTON, TN 37307-5204
Document Number	0000002782
Book / Page	000519 / 000197
Instrument Date	Oct 31, 2019
Instrument	2782
Transaction Type	Construction Loan
Record Updated	Jul 22, 2020
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	269 THOMAS RD BENTON TN 37307, BENTON, TN 37307

Mortgage

Document Number	0000002782
Date	Dec 17, 2019
Book Page	000519/000197
Instrument	2782

Lender

Name	1ST SIGNATURE LNDG
Address	INDIANAPOLIS, IN 46256

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$408.00	$24,175 (-) Land $18,525 Building $5,650
2024	$408.00 (-19.05%)	$24,175 (-) Land $18,525 Building $5,650
2023	$504.00 (+3.49%)	$24,175 (+24.61%) Land $18,525 Building $5,650	$96,700 (+24.61%) Land $74,100 Building $22,600
2022	$487.00	$19,400 Land $17,450 Building $1,950	$77,600 Land $69,800 Building $7,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 67% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE UTILITY DISTRICT serves 21,082 people · EPA ID TN0000525
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Thomas Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures