239 State St, Northampton, MA 01060 Property Records

Hampshire County and Northampton City property record for 239 State St, Northampton, MA 01060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,574 sqft · built 1900
Lot Size	0.099 acres (4,308 sqft)
Owner	Individual Name on File
Last Sale	$348,000 (Jan 2016)
Tax Bill	$7,884 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Sep 2021 Line of Credit + 1 more
APN	`NHAM M:024D B:0128 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:024D B:0128 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,574 sqft Living Area
1st Floor Area	760 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Lot Area	4,308 sqft (0.099 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	239 STATE ST
City	NORTHAMPTON
State	MA
Zip	01060-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URC
Legal Block	128
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	2
Census Block	2004
Census Tract	821901

Owner

239 State St is owned and occupied by an individual who bought it in January 2016.

Source: Hampshire County and Northampton City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	239 STATE ST, NORTHAMPTON, MA 01060-2226
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Deed of Trust, Mortgage · Line of Credit UMASS/FIVE COLLEGE FEDERAL CREDIT UNION
Sep 20, 2021	Deed of Trust, Mortgage · Line of Credit UMASS/FIVE COLLEGE FEDERAL CREDIT UNION
Jun 28, 2018	Deed of Trust, Mortgage · Line of Credit UMASS/FIVE COLL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2016 · Amount on File
Deed Sale	Jan 8, 2016 · Amount on File
Prior Sale	Jun 18, 2010 · Amount on File
Deed Document Number	2016357
Deed Book / Page	12172 / 245
Transfer Doc	12172-245
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	239 STATE ST, NORTHAMPTON, MA 01060-2226
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	015022-131
Date	Dec 1, 2023
Book Page	15022/131
Instrument	18952

Lender

Name	UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2034

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	239 STATE ST, NORTHAMPTON, MA 01060-2226
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	14272-303
Date	Sep 20, 2021
Book Page	14272/303
Instrument	23411

Lender

Name	UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	239 STATE ST, NORTHAMPTON, MA 01060-2226
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12998-202
Date	Jun 28, 2018
Book Page	12998/202
Instrument	12316

Lender

Name	UMASS/FIVE COLL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 239 State St was $7,884.

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,884.00	$566,000 Land $230,700 Building $335,300	$619,020 (-0.46%)
2024			$621,870
2023	$7,008.00	$442,400 Land $190,700 Building $251,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 239 State St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 239 State St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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