239 Sneech Pond Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 239 Sneech Pond Rd, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,049 sqft · built 1986
Lot Size1.56 acres (67,954 sqft)
OwnerIndividual Name on Record
Last Sale$445,000 (Jul 2017)
Tax Bill$8,029 (2026)
Deeds & MortgagesSep 2023 Line of Credit
Sep 2018 Mortgage
+ 1 more
Flood ZoneZone A (high risk)
APN9218-94

Property Details

APN / Parcel Number

Primary APN9218-94
Alternative APN
  • CUMB M:029 B:0100 L:000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,049 sqft Living Area
Gross Area6,461 sqft
1st Floor Area1,795 sqft
Basement Area1,740 sqft
Unfinished Basement1,740 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area67,954 sqft (1.56 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number9218-94
Street Address239 SNEECH POND RD
CityCUMBERLAND
StateRI
Zip02864-3120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block100
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group3
Census Block3001
Census Tract11405

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address239 SNEECH POND RD, CUMBERLAND, RI 02864-3120
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2023Deed of Trust, Mortgage · Line of Credit
COASTAL ONE CREDIT UNION
Sep 20, 2018Deed of Trust, Mortgage · Conventional Mortgage
COASTWAY CMNTY BK
Jul 26, 2017Warranty Deed, Transfer
COASTWAY COMMERCIAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2017 · Amount on Record
Deed SaleJul 26, 2017 · Amount on Record
Deed Book / Page1748 / 619
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address239 SNEECH POND RD, CUMBERLAND, RI 02864-3120
Transaction TypeMortgage
Record UpdatedOct 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001964-373
DateSep 22, 2023
Book Page1964/373
Instrument140709
Lender
NameCOASTAL ONE CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address239 SNEECH POND RD, CUMBERLAND, RI 02864-3120
Document Number1783-881
Instrument DateSep 20, 2018
Transaction TypeMortgage
Record UpdatedOct 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address239 SNEECH POND RD CUMBERLAND RI 028643120, CUMBERLAND, RI 02864-3120

Mortgage

Document Number1783-881
DateSep 20, 2018
Book Page001783/000881
Lender
NameCOASTWAY CMNTY BK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueSep 19, 2043

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateJul 26, 2017
Property Address239 SNEECH POND RD, CUMBERLAND, RI 02864-3120
Document Number1748-619
Book / Page1748 / 619
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$50.15
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number17480621
DateJul 26, 2017
Instrument01748/0621
Lender
NameCOASTWAY COMMERCIAL BANK
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueJul 26, 2047

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,029.00 (+0.21%)$802,100 (+22.83%) Land $306,500 Building $495,600$780,199
2025$8,012.00 (+21.56%)$653,000 (+15.13%) Land $211,300 Building $441,700
2023$6,591.00 (+0.98%)$567,200 (+30.27%) Land $211,300 Building $355,900
2022$6,527.00$435,400 Land $152,300 Building $283,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2010)
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880

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