McDowell County property record for 239 Simmons Rd, Old Fort, NC 28762
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 1,788 sqft · built 1930 |
| Lot Size | 18.5 acres (805,860 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $75,000 (Jan 2004) |
| Tax Bill | $946 (2025) |
| Deeds & Mortgages | Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0750-17-10-0483 |
| Primary APN | 0750-17-10-0483 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,788 sqft Heated Area |
| Gross Area | 1,998 sqft |
| Basement Area | 342 sqft |
| Unfinished Basement | 342 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 805,860 sqft (18.5 acres) |
| Lot Width | 556 ft Width |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 37613 |
|---|---|
| Street Address | 239 SIMMONS RD |
| City | OLD FORT |
| State | NC |
| Zip | 28762-0626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DIST:10 CITY/MUNI/TWP:OLD FORT MAP REF:MAP:7501 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | OLD FORT |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 970700 |
Source: McDowell County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 239 SIMMONS RD, OLD FORT, NC 28762-0626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 2004 · Amount on Record |
| Deed Sale | Jan 1, 2004 · Amount on Record |
| Deed Document Number | 0000766787 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 239 SIMMONS RD, OLD FORT, NC 28762-0626 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0012770230 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 1277/0230 |
| Instrument | 2019002691 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | BLACK MOUNTAIN, NC 28711 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jun 10, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $946.00 (-2.57%) | $133,740 (-5.32%) Land $99,720 Building $34,020 | |
| 2023 | $971.00 | $141,260 Land $99,720 Building $41,540 | $133,740 Land $99,720 Building $34,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 20 (1983–2024) |
| Claims Outside the SFHA | 6 of 20 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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