239 Silver Creek Loop, Sneads Ferry, NC 28460 Property Records

Onslow County property record for 239 Silver Creek Loop, Sneads Ferry, NC 28460

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,265 sqft · built 2007
Lot Size	0.19 acres (8,294 sqft)
Owner	2 Individual Names on File
Last Sale	$384,500 (Jun 2026)
Tax Bill	$1,950 (2026)
Deeds & Mortgages	Jun 2026 Sale Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`766A-44`

Property Details

APN / Parcel Number

Primary APN	`766A-44`
Alternative APNs	`490032496` `442869000` `067318`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,265 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,294 sqft (0.19 acres)
Lot Dimensions	136 ft deep x 61 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	490032496
Street Address	239 SILVER CREEK LOOP
City	SNEADS FERRY
State	NC
Zip	28460-9490
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8M
Legal Description	L20 P1 THE LANDING MILL CREEK
Legal Subdivision	THE LANDING @ MILL CREEK PH 1
Legal Lot Number	20
Jurisdiction	ONSLOW NC
Township / Civil Division	STUMP SOUND
Census Block Group	2
Census Block	2012
Census Tract	401

Owner

239 Silver Creek Loop is owned and occupied by two individuals who bought it in June 2026.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	239 SILVER CREEK LOOP, SNEADS FERRY, NC 28460-9490
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 9, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Aug 14, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2026 · Amount on File
Deed Sale	Jun 25, 2026 · Amount on File
Prior Sale	Aug 14, 2018 · Amount on File
Deed Book / Page	6622 / 262
Prior Transfer Date	Apr 17, 2008
Prior Transfer Doc	0030550109
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jun 25, 2026
Property Address	239 SILVER CREEK LOOP, SNEADS FERRY, NC 28460-9490
Document Number	6622000262
Book / Page	6622 / 262
Instrument Date	Jun 5, 2026
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$77,669.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	239 SILVER CREEK LOOP, SNEADS FERRY, NC 28460-9490
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052850035
Date	Oct 9, 2020
Book Page	5285/35

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Aug 14, 2018
Property Address	239 SILVER CREEK LOOP, SNEADS FERRY, NC 28460-9490
Document Number	0048270176
Book / Page	4827 / 176
Map Reference	MB49 PG63 SL L-921
Instrument Date	Aug 2, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$453.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7324 SIEMENS RD, 7324, WENDELL, NC 27591-8315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 SILVER CREEK LOOP, SNEADS FERRY, NC 28460-9490

Mortgage

Document Number	0004827179
Date	Aug 14, 2018
Instrument	4827/179

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 239 Silver Creek Loop was $1,950.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,950.00	$350,441 (+17.66%) Land $70,000 Building $280,441	$350,441 (+17.66%) Land $70,000 Building $280,441
2025	$1,950.00	$297,838 Land $40,000 Building $257,838	$297,838 Land $40,000 Building $257,838
2023	$1,950.00	$297,838 Land $40,000 Building $257,838	$297,838 Land $40,000 Building $257,838

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 239 Silver Creek Loop in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	47 (1986–2021)
Claims Outside the SFHA	4 of 47
Most Recent Claim	Jul 2021 · other causes
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 20 claims Hurricane Fran, Sep 1996 · 16 claims Hurricane Bertha, Jul 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 239 Silver Creek Loop is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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