239 S Palomino Dr, Payson, AZ 85541 Property Records

Gila County property record for 239 S Palomino Dr, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,036 sqft · built 1987
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Trust Names on File
Tax Bill	$1,809 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2019 Mortgage
Flood Zone	Zone D (undetermined)
APN	`302-17-205`

Property Details

APN / Parcel Number

Primary APN	`302-17-205`
Alternative APNs	`R020906` `020906`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,036 sqft Living Area
1st Floor Area	1,028 sqft
Basement Area	1,008 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Plywood
Construction Type	Wood
Roof Material	Asbestos
Lot Area	6,970 sqft (0.16 acres)
Porch	Slab
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R020906
Street Address	239 S PALOMINO DR
City	PAYSON
State	AZ
Zip	85541-2435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 32 SECTION: 02 TOWNSHIP: 11N RANGE: 10E LOT 32, BEAVER VALLEY ESTATES UNIT THREE, PLAT 377, HES 120 N2 SEC 2 T11N R10E = 0.16 AC
Legal Range	10E
Legal Township	11N
Legal Section	02
Legal Subdivision	BEAVER VALLEY ESTATES UNIT 3
Legal Lot Number	32
Legal Unit	3
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	3
Census Block	3025
Census Tract	200

Owner

239 S Palomino Dr is owner-occupied and held in a trust since August 2016.

Source: Gila County records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	239 S PALOMINO DR, PAYSON, AZ 85541-2435
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 30, 2019	Deed of Trust, Mortgage · VA Mortgage TITAN MUTUAL LNDG INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2016
Deed Sale	Aug 31, 2016
Prior Sale	Dec 15, 2015
Deed Document Number	20168122
Prior Transfer Date	Aug 22, 2016
Prior Transfer Doc	0000008122
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	239 S PALOMINO DR, PAYSON, AZ 85541-2435
Transaction Type	Mortgage
Record Updated	Feb 17, 2023
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 S PALOMINO DR, PAYSON, AZ 85541-2435

Mortgage

Document Number	0000001110
Date	Jan 27, 2022
Instrument	2022-001110

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	239 S PALOMINO DR, PAYSON, AZ 85541-2435
Document Number	0000014300
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	239 S PALOMINO DR PAYSON AZ 855412435, PAYSON, AZ 85541-2435

Mortgage

Document Number	0000014300
Date	Dec 31, 2019
Instrument	14300

Lender

Name	TITAN MUTUAL LNDG INC
Address	IRVINE, CA 92602

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 239 S Palomino Dr was $1,809.

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,836 Land $2,916 Building $31,920	$348,361 Land $29,165 Building $319,196
2025	$1,809.00 Additional exemption filed
2024		$27,145 Land $3,055 Building $24,090	$271,458 Land $30,554 Building $240,904
2023	$2,168.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 239 S Palomino Dr in Zone D, where flood risk has not been studied, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Mar 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 239 S Palomino Dr is very high, ranking above 93% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 90% of Arizona
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAVER VALLEY WATER COMPANY private · serves 150 people · EPA ID AZ0404004
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.52 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10

Cell Coverage

5G and 4G LTE (outdoors only)

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