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239 Richards Ct, Winthrop Harbor, IL 60096 Property Records

Lake County property record for 239 Richards Ct, Winthrop Harbor, IL 60096

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,691 sqft · built 2006
Lot Size0.375 acres (16,344 sqft)
OwnerIndividual Name on Record
Last Sale$180,000 (May 2006)
Tax Bill$12,548 (2024)
Deeds & MortgagesApr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN04-04-301-049

Property Details

APN / Parcel Number

Primary APN04-04-301-049

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,691 sqft Living Area
Gross Area4,911 sqft
1st Floor Area1,437 sqft
2nd Floor Area1,254 sqft
Upper Floors Area1,041 sqft
Basement Area1,437 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialFiberglass
Lot Area16,344 sqft (0.375 acres)
Garage TypeAttached
Garage Area783 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area48 sqft
Deck Area100 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address239 RICHARDS CT
CityWINTHROP HARBOR
StateIL
Zip60096-1036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOVENANT COURTS SUBDIVISION; LOT 24
Legal SubdivisionCOVENANT COURTS SUBDIVISION
Legal Lot Number24
JurisdictionLAKE IL
Township / Civil DivisionBENTON
Census Block Group3
Census Block3010
Census Tract860103

Owner

Source: Lake County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address16302 W FOXGLOVE LN, OLD MILL CREEK, IL 60083-9672
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 2006 · Amount on Record
Deed SaleMay 24, 2006 · Amount on Record
Deed Document Number20065997813
Last Transfer DateSep 10, 2006
Transfer Doc0006239152
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address239 RICHARDS CT, WINTHROP HARBOR, IL 60096-1036
Transaction TypeMortgage
Record UpdatedAug 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address239 RICHARDS CT, WINTHROP HARBOR, IL 60096-1036

Mortgage

Document Number0007898092
DateApr 21, 2022
Instrument7898092
Lender
NameOLD NATIONAL BANK
TypeBank
AddressCHICAGO, IL 60631
Agreement
AmountAmount Recorded
Term180 Months
DueApr 17, 2037

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionBenton Township
MunicipalityWinthrop Harbor Village
Elementary School DistrictWinthrop Harbor School District 1 (PK - 08)
Secondary School DistrictZion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$136,575 (+17.9%) Land $10,993 Building $125,582$409,766 (+17.9%) Land $32,982 Building $376,784
2024$12,548.00 (+14.9%)
2023$10,921.00 (+2.92%)$115,844 (+9.5%) Land $9,682 Building $106,162$347,567 (+9.5%) Land $29,049 Building $318,518
2022$10,611.00$105,796 Land $9,459 Building $96,337$317,420 Land $28,380 Building $289,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1986)
Most Recent ClaimSep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTHROP HARBOR
serves 6,565 people · EPA ID IL0971950
Water SourcePurchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State InspectionApr 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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