239 Reddick Loop, Ponce De Leon, FL 32455 Property Records

Walton County property record for 239 Reddick Loop, Ponce De Leon, FL 32455

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,833 sqft · built 1971
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$55,600 (Aug 2015)
Tax Bill	$511 (2025)
Deeds & Mortgages	May 2020 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-1S-17-07000-034-0000`

Property Details

APN / Parcel Number

Primary APN	`05-1S-17-07000-034-0000`
Alternative APNs	`05-117-07000-034-0000` `1008521`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,833 sqft Living Area
Gross Area	3,541 sqft
1st Floor Area	2,833 sqft
Flooring	Tile
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1980
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	43,560 sqft (1 acres)
Lot Width	60 ft Width
Garage Type	Carport
Garage Area	378 sqft
Carport	Carport
Carport Area	378 sqft
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open/Unfinished Porch
Porch Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	239 REDDICK LOOP
City	PONCE DE LEON
State	FL
Zip	32455-4441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM @ SE/C OF GOVT LOT 2 N 02 DEG 45W 437.04FT, N 87 DEG 30E 30 FT TO EAST ROW OF CO RD, S 04 DEG 0834W 125FT, S 00 DEG 1640W 62.65 FT TO POB,S 13 DEG 1734E 83.44FT,S 20 DEG 2426E 80.00 FT,S 67 DEG 1050E 84.00 FT TO THE WATERS EDGE OF CHOCTAWHATCHEE
Legal Range	017
Legal Township	01S
Legal Section	05
Legal Block	3400
Legal Lot Number	2
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	3
Census Block	3015
Census Tract	950501

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	239 REDDICK LOOP, PONCE DE LEON, FL 32455-4441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS
Jul 3, 2017	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2015 · Amount on Record
Deed Sale	Aug 11, 2015 · Amount on Record
Prior Sale	Aug 11, 2015 · Amount on Record
Deed Document Number	20151333741
Deed Book / Page	2987 / 513
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	239 REDDICK LOOP, PONCE DE LEON, FL 32455-4441
Document Number	0031463566
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 REDDICK LOOP PONCE DE LEON FL 324554441, PONCE DE LEON, FL 32455-4441

Mortgage

Document Number	0031463566
Date	Jun 17, 2020
Book Page	003146/003566
Instrument	20801

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	239 REDDICK LOOP, PONCE DE LEON, FL 32455-4441
Document Number	0030462239
Book / Page	003046 / 002239
Instrument Date	Jul 3, 2017
Transaction Type	Mortgage
Record Updated	Jul 28, 2017
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 REDDICK LOOP PONCE DE LEON FL 324554441, PONCE DE LEON, FL 32455-4441

Mortgage

Document Number	0030462239
Date	Jul 11, 2017
Book Page	003046/002239
Instrument	22676

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDIETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$511.00 (+4.07%) Homeowner's exemption Senior Citizen's exemption	$111,749 (-33.22%)	$173,566 (+3.72%) Land $19,553 Building $154,013
2024	$491.00 (+6.28%)
2023	$462.00 (+2.9%) Homeowner's exemption	$167,340 (+10.76%) Land $8,347 Building $158,993	$167,340 (+10.76%) Land $8,347 Building $158,993
2022	$449.00 Homeowner's exemption	$151,081 Land $9,265 Building $141,816	$151,081 Land $9,265 Building $141,816

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
CenturyLink DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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