239 Red Rd, Sparta, TN 38583 Property Records

Cumberland County property record for 239 Red Rd, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,300 sqft · built 1991
Lot Size	7.71 acres (335,848 sqft)
Owner	Individual Name on Record
Last Sale	$6,900 (Aug 2005)
Tax Bill	$350 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`095-040.02`

Property Details

APN / Parcel Number

Primary APN	`095-040.02`
Alternative APNs	`0809509504002` `018095 04002`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft
Basement Area	500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	335,848 sqft (7.71 acres)
Terrain	Rolling

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	160 sqft
Shed	1 Shed
Shed Area	1 sqft
Utility Building	512 sqft
Pole Barn	720 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	239 RED RD
City	SPARTA
State	TN
Zip	38583-8013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 08, COUNTY AREA: R01
Jurisdiction	CUMBERLAND TN
Township / Civil Division	8
Census Block Group	1
Census Block	1013
Census Tract	970302

Owner

Source: Cumberland County records, as of January 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	239 RED RD, SPARTA, TN 38583-8013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Deed of Trust, Mortgage · FHA Mortgage AMRES CORPORATION
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage UPPER CUMBERLAND FCU
Nov 3, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2005 · Amount on Record
Deed Sale	Aug 5, 2005 · Amount on Record
Prior Sale	Sep 28, 2004 · Amount on Record
Deed Book / Page	1204 / 2106
Transfer Doc	01204/2106
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	239 RED RD, SPARTA, TN 38583-8013
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040126
Date	Sep 8, 2025
Book Page	1731/796
Instrument	25040126

Lender

Name	AMRES CORPORATION
Type	Mortgage Company
Address	FEASTERVILLE TREVOSE, PA 19053

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	239 RED RD, SPARTA, TN 38583-8013
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST CROSSVILLE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015997
Date	Dec 21, 2020
Book Page	1596/967
Instrument	20015997

Lender

Name	UPPER CUMBERLAND FCU
Type	Credit Union
Address	CROSSVILLE, TN 38557

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 21, 2040

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Dec 21, 2025
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	Other
Max Rate	10.2%

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Nov 3, 2020
Property Address	239 RED RD, SPARTA, TN 38583-8013
Document Number	0000013648
Book / Page	001591 / 001857
Instrument Date	Nov 3, 2020
Instrument	13648
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 RED RD SPARTA TN 385838013, SPARTA, TN 38583-8013

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cumberland County
Unified School District	Cumberland County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$350.00	$30,875 (-) Land $6,300 Building $24,575	$123,500 (-) Land $25,200 Building $98,300
2024	$350.00
2023		$30,875 (-) Land $6,300 Building $24,575
2022		$30,875 Land $6,300 Building $24,575	$123,500 (-) Land $25,200 Building $98,300
2021			$123,500 Land $25,200 Building $98,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 75% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMBERLAND PLATEAU W.A.#3 serves 5,659 people · EPA ID TN0000557
Water Source	Purchased surface water from BON DE CROFT UTILITY DISTRICT
Last State Inspection	Sep 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment currently in violation since Sep 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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