Bergen County and Ridgewood Village property record for 239 Oak St, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 1,531 sqft · built 1925 |
| Lot Size | 0.178 acres (7,754 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $825,000 (Aug 2022) |
| Tax Bill | $15,930 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Aug 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-02002-0000-00018 |
| Primary APN | 51-02002-0000-00018 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,531 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,754 sqft (0.178 acres) |
| Lot Dimensions | 136 ft deep x 57 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 239 OAK ST |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-2512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .178 AC |
| Legal Subdivision | VILLAGE/RIDGEWOOD |
| Legal Block | 2002 |
| Legal Lot Number | 18 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 47400 |
239 Oak St is owned and occupied by two individuals who bought it in August 2022.
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 239 OAK ST, RIDGEWOOD, NJ 07450-2512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEXERA HOLDING LLC |
| Aug 25, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 30, 2021 | Deed, Transfer · Line of Credit ABL TWO LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2022 · Amount on File |
| Deed Sale | Aug 25, 2022 · Amount on File |
| Prior Sale | Jun 30, 2021 · Amount on File |
| Deed Document Number | 202284453 |
| Deed Book / Page | 4785 / 1747 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 239 OAK ST, RIDGEWOOD, NJ 07450-2512 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0057450610 |
|---|---|
| Date | Mar 13, 2026 |
| Book Page | 5745/610 |
| Instrument | 2026016568 |
| Name | NEXERA HOLDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | EMERYVILLE, CA 94608 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 238 Months |
| Due | Jan 1, 2046 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 25, 2022 |
| Property Address | 239 OAK ST, RIDGEWOOD, NJ 07450-2512 |
| Document Number | 0047851747 |
| Book / Page | 4785 / 1747 |
| Instrument Date | Aug 11, 2022 |
| Instrument | 2022084453 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,570.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1787 VAN CORTLAND TER, 1787, TEANECK, NJ 07666-6228 |
| Name | Verified Name |
|---|---|
| Address | 239 OAK ST, RIDGEWOOD, NJ 07450-2512 |
| Document Number | 2022084454 |
|---|---|
| Date | Aug 25, 2022 |
| Instrument | 2022084454 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 30, 2021 |
| Property Address | 239 OAK ST, RIDGEWOOD, NJ 07450-2512 |
| Document Number | 0042451147 |
| Book / Page | 4245 / 1147 |
| Instrument Date | May 27, 2021 |
| Instrument | 2021105369 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2021 |
| Title Company | FOUNDATION TTL LLC ROSELAND |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,319.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 W JOHNSON AVE # AVE417, 15, BERGENFIELD, NJ 07621-1783 |
| Name | Verified Name |
|---|---|
| Address | 239 OAK ST, RIDGEWOOD, NJ 07450-2512 |
| Document Number | 0042451152 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 4245/1152 |
| Instrument | 2021105370 |
| Name | ABL TWO LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | JERSEY CITY, NJ 07302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 239 Oak St was $15,930, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $551,200 (-) Land $283,600 Building $267,600 | $551,200 (-) Land $283,600 Building $267,600 | |
| 2025 | $15,930.00 (+0.73%) | $551,200 Land $283,600 Building $267,600 | $551,200 Land $283,600 Building $267,600 |
| 2024 | $15,814.00 | ||
| 2023 | $551,200 Land $283,600 Building $267,600 | $551,200 Land $283,600 Building $267,600 | |
| 2022 | $15,064.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 239 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 239 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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