Onslow County property record for 239 N Windy Ridge Rd, Hubert, NC 28539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,348 sqft · built 2023 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $286,000 (Mar 2024) |
| Tax Bill | $1,372 (2026) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Jul 2023 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 1138A-99 |
| Primary APN | 1138A-99 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,348 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,553 sqft (0.38 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 490008632 |
|---|---|
| Street Address | 239 N WINDY RIDGE RD |
| City | HUBERT |
| State | NC |
| Zip | 28539-7004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | L29 S3A COTTON HILL |
| Legal Subdivision | COTTON HILL S3A REV |
| Legal Lot Number | 29 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 103 |
239 N Windy Ridge Rd is owned and occupied by an individual who bought it in March 2024.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 239 N WINDY RIDGE RD, HUBERT, NC 28539-7004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2024 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Jul 27, 2023 | Warranty Deed, Construction Loan · Construction Mortgage COASTAL BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2024 · Amount on File |
| Deed Sale | Mar 1, 2024 · Amount on File |
| Deed Book / Page | 6109 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Mar 1, 2024 |
| Property Address | 239 N WINDY RIDGE RD, HUBERT, NC 28539-7004 |
| Document Number | 0061090001 |
| Book / Page | 6109 / 1 |
| Map Reference | MB 84 PG 106 |
| Instrument Date | Feb 7, 2024 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 14, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $572.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 E DORIS AVE, JACKSONVILLE, NC 28540-5147 |
| Name | Verified Name |
|---|---|
| Address | 239 N WINDY RIDGE RD, HUBERT, NC 28539-7004 |
| Document Number | 0006109004 |
|---|---|
| Date | Mar 1, 2024 |
| Instrument | 6109-004 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jul 27, 2023 |
| Property Address | 239 N WINDY RIDGE RD, HUBERT, NC 28539-7004 |
| Document Number | 0060070019 |
| Book / Page | 6007 / 19 |
| Map Reference | MB 84 PG 106 |
| Instrument Date | Jul 25, 2023 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 27, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $85.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1685, JACKSONVILLE, NC 28541-1685 |
| Name | Verified Name |
|---|---|
| Address | 7 E DORIS AVE, JACKSONVILLE, NC 28540-5147 |
| Document Number | 0006007022 |
|---|---|
| Date | Jul 27, 2023 |
| Instrument | 6007-022 |
| Name | COASTAL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 27, 2024 |
The 2026 property tax bill for 239 N Windy Ridge Rd was $1,372.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,372.00 | $281,993 Land $50,000 Building $231,993 | $281,993 Land $50,000 Building $231,993 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 239 N Windy Ridge Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 4 (2010–2018) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 239 N Windy Ridge Rd is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 83% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Brightspeed.
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