239 Monterey Rd, Palm Beach, FL 33480 Property Records

Palm Beach County property record for 239 Monterey Rd, Palm Beach, FL 33480

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,642 sqft · built 2021
Lot Size	0.234 acres (10,202 sqft)
Owner	2 Trust Names on File
Last Sale	$11,156,475 (Jun 2025)
Tax Bill	$142,867 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2021 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`50-43-43-03-13-000-0121`

Property Details

APN / Parcel Number

Primary APN	`50-43-43-03-13-000-0121`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,642 sqft Living Area
Gross Area	4,342 sqft
1st Floor Area	3,179 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	10,202 sqft (0.234 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	462 sqft
Porch	Finished/Open Porch
Balcony Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	239 MONTEREY RD
City	PALM BEACH
State	FL
Zip	33480-3227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Description	GREGORY ADDITION W 10 FT OF LT 12~ LT 14 (LESS W 10 FT) & EL ENCANTO PL 2 PB13P14
Legal Range	43E
Legal Township	43S
Legal Section	03
Legal Subdivision	GREGORY ADDITION
Legal Lot Number	12,14
Jurisdiction	PALM BEACH FL
Township / Civil Division	WEST PALM BEACH
Census Block Group	1
Census Block	1010
Census Tract	3507

Owner

239 Monterey Rd is owner-occupied and held in a trust since June 2025.

Source: Palm Beach County records, as of April 2, 2026

Owner of Record	2 Trust Names on File
Mailing Address	239 MONTEREY RD, PALM BEACH, FL 33480-3227
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA
Mar 29, 2021	Correction Deed EAST COAST TITLE GROUPS, EAST COAST TITLE GROUP INC
Mar 29, 2021	Warranty Deed, Transfer EAST COAST TITLE GROUPS, EAST COAST TITLE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2025 · Amount on File
Deed Sale	Jun 6, 2025 · Amount on File
Prior Sale	Mar 29, 2021 · Amount on File
Deed Document Number	2025203549
Deed Book / Page	35793 / 44
Prior Transfer Date	Mar 24, 2021
Prior Transfer Doc	0323271251
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	239 MONTEREY RD, PALM BEACH, FL 33480-3227
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 MONTEREY RD, PALM BEACH, FL 33480-3227

Mortgage

Document Number	0361111064
Date	Nov 5, 2025
Book Page	36111/1064
Instrument	20250392983

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

March 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	PALM BEACH FL
Recording Date	Mar 29, 2021
Property Address	239 MONTEREY RD, PALM BEACH, FL 33480-3227
Document Number	0323271251
Book / Page	32327 / 1251
Map Reference	MB 16 PG 71
Instrument Date	Mar 24, 2021
Instrument	20210138859
Record Updated	Mar 15, 2023
Title Company	EAST COAST TITLE GROUPS, EAST COAST TITLE GROUP INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	249 MONTEREY RD, PALM BEACH, FL 33480-3227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 FOULK RD, WILMINGTON, DE 19803-3740

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Mar 29, 2021
Property Address	239 MONTEREY RD, PALM BEACH, FL 33480-3227
Document Number	0323271254
Book / Page	32327 / 1254
Map Reference	MB 16 PG 71
Instrument Date	Mar 23, 2021
Instrument	20210138860
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	EAST COAST TITLE GROUPS, EAST COAST TITLE GROUP INC

Transaction

Amount	Amount on Record
Tax	$50,292.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 FOULK RD, WILMINGTON, DE 19803-3740

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1185 PARK AVE APT 12A, 12A, NEW YORK, NY 10128-1312

Tax Assessment & Valuation

The 2025 property tax bill for 239 Monterey Rd was $142,867, up 1.9% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Palm Beach Town
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$142,867.00 (+1.94%)	$9,011,092	$10,380,912 Land $5,421,900 Building $4,959,012
2024	$140,153.00 (+0.89%)
2023	$138,913.00 (+32.19%)	$11,616,866 (+71.59%) Land $4,444,650 Building $7,172,216	$11,616,866 (+71.59%) Land $4,444,650 Building $7,172,216
2022	$105,088.00	$6,770,167 Land $3,559,800 Building $3,210,367	$6,770,167 Land $3,559,800 Building $3,210,367

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 239 Monterey Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 394 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	394 in force
Nearby Flood Claims	208 (1978–2019)
Claims Outside the SFHA	67 of 208
Most Recent Claim	Oct 2019 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 40 claims Hurricane Irene, Oct 1999 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 239 Monterey Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST PALM BEACH WTP serves 132,000 people · EPA ID FL4501559
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2024 Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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