Garrard County property record for 239 Lexington St, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | built 1945 |
| Lot Size | 0.307 acres (13,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,020 (Jun 2024) |
| Tax Bill | $1,918 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Oct 2025 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L3-01-004 |
| Primary APN | L3-01-004 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Roof Type | Gable |
| Lot Area | 13,400 sqft (0.307 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 25747 |
|---|---|
| Street Address | 239 LEXINGTON ST |
| City | LANCASTER |
| State | KY |
| Zip | 40444-1184 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & L |
| Legal Subdivision | AUDUBON |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 970201 |
239 Lexington St is owned and occupied by an individual who bought it in June 2024.
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 239 LEXINGTON ST, LANCASTER, KY 40444-1184 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Mar 13, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Oct 30, 2025 | Intrafamily Transfer, Transfer |
| Jun 4, 2025 | Deed, Transfer |
| Aug 30, 2018 | Deed, Transfer |
| Aug 24, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2024 · Amount on File |
| Deed Sale | Jun 4, 2024 · Amount on File |
| Prior Sale | Aug 30, 2018 · Amount on File |
| Deed Document Number | 2024185306 |
| Deed Book / Page | 326 / 599 |
| Prior Transfer Date | May 31, 2024 |
| Prior Transfer Doc | 00D326/599 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 239 LEXINGTON ST, LANCASTER, KY 40444-1184 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 239 LEXINGTON ST, LANCASTER, KY 40444-1184 |
| Document Number | 00M469/255 |
|---|---|
| Date | Mar 13, 2026 |
| Book Page | M469/255 |
| Instrument | 212034 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 25, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Oct 30, 2025 |
| Property Address | 239 LEXINGTON ST, LANCASTER, KY 40444-1184 |
| Document Number | 00D334/530 |
| Book / Page | D334 / 530 |
| Instrument Date | Oct 29, 2025 |
| Instrument | 200873 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 239 LEXINGTON ST, LANCASTER, KY 40444-1184 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 239 LEXINGTON ST, LANCASTER, KY 40444-1184 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Jun 4, 2025 |
| Property Address | 239 LEXINGTON ST, LANCASTER, KY 40444-1184 |
| Document Number | 00D326/599 |
| Book / Page | D326 / 599 |
| Instrument Date | May 31, 2024 |
| Instrument | 185306 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $172.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 239 LEXINGTON ST, LANCASTER, KY 40444-1184 |
| Name | Verified Name |
|---|---|
| Address | 239 LEXINGTON ST, LANCASTER, KY 40444-1184 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Aug 30, 2018 |
| Property Address | 239 LEXINGTON ST, LANCASTER, KY 40444-1184 |
| Document Number | 00D295/212 |
| Book / Page | D295 / 212 |
| Map Reference | DB 279 PG 660 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 139811 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $130.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 94 MEADOW LARK DR, LANCASTER, KY 40444-7631 |
| Name | Verified Name |
|---|---|
| Address | 239 LEXINGTON ST, LANCASTER, KY 40444-1184 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Aug 24, 2018 |
| Property Address | 239 LEXINGTON ST, LANCASTER, KY 40444-1184 |
| Document Number | 00D295/152 |
| Book / Page | D295 / 152 |
| Instrument Date | Aug 22, 2018 |
| Instrument | 139759 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $80.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 239 LEXINGTON ST, LANCASTER, KY 40444-1184 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 239 Lexington St was $1,918 with a disabled person's exemption, up 101.5% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Municipality | Lancaster City |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $172,020 (-) Land $22,000 Building $150,020 | $172,020 (-) Land $22,000 Building $150,020 | |
| 2025 | $1,918.00 (+101.47%) | $172,020 (+102.38%) Land $22,000 Building $150,020 | $172,020 (+102.38%) Land $22,000 Building $150,020 |
| 2024 | $952.00 (+3.48%) | $85,000 (+6.25%) Land $20,000 Building $65,000 | $85,000 (+6.25%) Land $20,000 Building $65,000 |
| 2023 | $920.00 (-0.86%) | $80,000 (-) Land $20,000 Building $60,000 | $80,000 (-) Land $20,000 Building $60,000 |
| 2022 | $928.00 | $80,000 Land $20,000 Building $60,000 | $80,000 Land $20,000 Building $60,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 239 Lexington St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 239 Lexington St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER WORKS serves 4,573 people · EPA ID KY0400233 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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