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239 Fourth Ave, Cape May, NJ 08204 Property Records

Cape May County and West Cape May Borough property record for 239 Fourth Ave, Cape May, NJ 08204

Property Summary

Property TypeSingle Family Home
Details1,874 sqft · built 1900
Lot Size0.172 acres (7,501 sqft)
Owner2 Individual Names on File
Last Sale$167,500 (Sep 2000)
Tax Bill$6,596 (2024)
Deeds & MortgagesAug 2021 Refinance
Feb 2017 Mortgage
Flood ZoneZone AE (high risk)
APN12-00041-0000-00003

Property Details

APN / Parcel Number

Primary APN12-00041-0000-00003
Alternative APN
  • 120004100003

Interior

Stories1 Story
Building Area1,874 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide

Location & Zoning

Street Address239 FOURTH AVE
CityCAPE MAY
StateNJ
Zip08204-1022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOLD B51-L3
Legal Block41
Legal Lot Number3
JurisdictionCAPE MAY NJ
Township / Civil DivisionWEST CAPE MAY
Census Block Group3
Census Block3025
Census Tract21900

Owner

239 Fourth Ave is owned and occupied by two individuals who bought it in September 2000.

Source: Cape May County and West Cape May Borough records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address239 FOURTH AVE, CAPE MAY, NJ 08204-1022
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2021Deed, Transfer · Stand-Alone Refinance
MERIDIAN BANK
Feb 23, 2017Deed of Trust, Mortgage · Conventional Mortgage
STURDY SVGS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2000 · Amount on File
Deed SaleSep 29, 2000 · Amount on File
Deed Book / Page2879 / 600
Record UpdatedSep 20, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionCAPE MAY NJ
Recording DateAug 26, 2021
Property Address239 FOURTH AVE, CAPE MAY, NJ 08204-1022
Document Number0000039297
Book / Page4005 / 562
Instrument DateAug 17, 2021
Instrument2021039297
Transaction TypeTransfer
Record UpdatedOct 24, 2022
Title CompanyMISC COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address239 FOURTH AVE, WEST CAPE MAY, NJ 08204-1022

Mortgage

Document Number0000039298
DateAug 26, 2021
Book Page6448/421
Instrument2021039298
Lender
NameMERIDIAN BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueSep 1, 2051

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address239 FOURTH AVE, CAPE MAY, NJ 08204-1022
Document Number0058470292
Book / Page005847 / 000292
Instrument DateFeb 23, 2017
Transaction TypeMortgage
Record UpdatedSep 15, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address239 FOURTH AVE WEST CAPE MAY NJ 082041022, WEST CAPE MAY, NJ 08204-1022

Mortgage

Document Number0058470292
DateMar 9, 2017
Book Page005847/000292
Instrument6731
Lender
NameSTURDY SVGS BK
TypeFederal Savings Bank
AddressCAPE MAY COURT HOUSE, NJ 08210
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cape May County and West Cape May Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
MunicipalityWest Cape May Borough
Secondary School DistrictLower Cape May Regional School District (07 - 12)
Elementary School DistrictWest Cape May Borough School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$438,600 (-) Land $260,000 Building $178,600$438,600 (-) Land $260,000 Building $178,600
2025$438,600 Land $260,000 Building $178,600$438,600 Land $260,000 Building $178,600
2024$6,596.00
2023$438,600 Land $260,000 Building $178,600$438,600 Land $260,000 Building $178,600
2022$5,943.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 239 Fourth Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 213 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies274 units insured
incl. 61 condo units
Nearby Flood Claims98 (1978–2023)
Claims Outside the SFHA10 of 98
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 6 claims
  • Severe Coastal Storm, Jan 1992 · 11 claims
  • Hurricane Gloria, Sep 1985 · 31 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 239 Fourth Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST CAPE MAY WATER DEPT
serves 4,427 people · EPA ID NJ0512001
Water SourcePurchased groundwater from CAPE MAY WATER & SEWER U
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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